Compare Today’s Refinance Rates for Webster City, Iowa 50595
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Webster City, Iowa 50595.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Webster City, Iowa 50595. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,944 or $8 per month in Webster City and other parts of Hamilton county.
42.465682
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Summary of Average Refinances in Webster City, Iowa 50595
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Webster City, Iowa 50595
Pureloan has developed an interactive chart to monitor the five largest local lenders in Webster City, IA 50595, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Webster City, Iowa 50595 from 2024 - 2016
The following historical data provides insights into refinancing trends in Webster City, Iowa and the surrounding Hamilton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 40.43% | 37.05% | 38.83% | 59.70% | 52.00% | 45.76% | 34.15% | 45.59% |
| avg refi rate | 6.46% | 3.41% | 2.95% | 3.22% | 4.20% | 4.55% | 3.99% | 3.87% | 3.99% |
| % 15 year fixed refinance | 25.00% | 46.81% | 38.85% | 35.74% | 25.37% | 36.00% | 35.59% | 43.90% | 44.12% |
| avg refi rate | 5.00% | 2.85% | 2.41% | 2.62% | 3.51% | 3.83% | 3.24% | 3.04% | 3.15% |
| Avg credit score | 714.50 | 752.81 | 755.29 | 764.57 | 749.01 | 735.44 | 747.68 | 748.01 | 751.31 |
| Avg LTV (loan to value) | 76.25% | 66.40% | 70.87% | 72.68% | 72.55% | 70.04% | 67.15% | 67.40% | 70.76% |
| Avg DTI (debt to income) | 40.75 | 33.30 | 29.97 | 28.54 | 30.46 | 33.84 | 28.73 | 29.09 | 30.75 |
| Avg refinance insurance % | 7.50% | 4.98% | 4.09% | 4.20% | 4.84% | 3.92% | 2.17% | 3.61% | 2.29% |
Best Refinance Brokers around Webster City, Iowa 50595
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Webster City, Iowa 50595, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Steve Vande Zande
Loan Officer
505 2nd St
Webster City, IA 50595
(515) 832-2520
stevev@fsbwc.com
Amy McCoy
Loan Officer
505 2nd St
Webster City, IA 50595
(515) 832-2520
amym@fsbwc.com
Linn Lilienthal
Loan Officer
505 2nd St
Webster City, IA 50595
(515) 832-2520
linnl@fsbwc.com
Jan Biggins
Loan Officer
505 2nd St
Webster City, IA 50595
(515) 832-2520
janb@fsbwc.com
Sharon Pudenz
Loan Officer
650 Main St
Ackley, IA 50595
(641) 847-2651
sharonp@bankasb.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
stevev@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
amym@fsbwc.com
Address
505 2nd St
Webster City, IA
Contact
(515) 832-2520
Fax (301) 639-0804
linnl@fsbwc.com