Compare Today’s Refinance Rates for West Des Moines, Iowa

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for West Des Moines, Iowa 50265. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in West Des Moines and surrounding areas of Polk county, your expected lifetime cash savings are $6,077 or $17 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for West Des Moines, Iowa 50265.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in West Des Moines, Iowa 50265

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for West Des Moines, IA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in West Des Moines, IA 50265, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for West Des Moines, IA

Refinance Rates for West Des Moines, Iowa 50265 from 2013 - 2020

Below are historical data on refinancing in West Des Moines, Iowa and around Polk county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 47.78% 40.32% 40.05% 37.86% 56.63% 52.17% 57.84% 57.45%
avg refi rate 4.79% 4.38% 3.90% 3.63% 4.48% 3.97% 3.78% 3.95%
% 15 year fixed refinance 33.45% 36.45% 41.67% 48.54% 33.73% 33.99% 26.49% 29.79%
avg refi rate 4.15% 3.71% 3.19% 2.83% 3.50% 3.26% 3.00% 3.03%
Avg credit score 766.83 768.66 773.43 766.56 755.49 757.97 760.71 767.21
Avg LTV (loan to value) 68.76% 69.60% 70.42% 70.39% 70.27% 73.19% 72.59% 70.07%
Avg DTI (debt to income) 29.54 27.96 28.67 29.09 33.35 30.06 30.61 31.53
Avg refinance insurance % 2.30% 2.52% 3.06% 3.34% 4.75% 4.36% 4.65% 4.13%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around West Des Moines, Iowa 50265

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in West Des Moines, Iowa 50265, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nick Watson

Loan Officer

390 Jordan Creek Pkwy

West Des Moines, IA 50265

(515) 330-4701

nickwatson@uiccu.org

Marcos Volpini

Loan Officer

390 Jordan Creek Pkwy

West Des Moines, IA 50265

(515) 330-4706

marcosvolpini@uiccu.org

Scott Horan

Loan Officer

390 Jordan Creek Pkwy

West Des Moines, IA 50265

(515) 330-4707

scotthoran@uiccu.org

Matthew Frascht

Loan Officer

390 Jordan Creek Pkwy

West Des Moines, IA 50265

(515) 330-4702

matthewfrascht@uiccu.org

Mike Painovich

SVP Loan Officer

1725 Jordan Creek Parkway

West Des Moines, IA 50265

(515) 343-5811

mpainovich@mhbank.com

Address

390 Jordan Creek Pkwy

West Des Moines, IA

Contact

(515) 330-4701

Fax (301) 639-0804

nickwatson@uiccu.org

Address

390 Jordan Creek Pkwy

West Des Moines, IA

Contact

(515) 330-4706

Fax (301) 639-0804

marcosvolpini@uiccu.org

Address

390 Jordan Creek Pkwy

West Des Moines, IA

Contact

(515) 330-4707

Fax (301) 639-0804

scotthoran@uiccu.org

Refinancing News for West Des Moines, Iowa 50265