Compare Today’s Refinance Rates for West Liberty, Iowa 52776
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in West Liberty, Iowa 52776.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,587 over the lifetime of your mortgage, which translates to a monthly savings of $21 in West Liberty and other areas of Muscatine county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in West Liberty, Iowa 52776
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Interactive Refinance Rate Projections for West Liberty, Iowa 52776
Pureloan has developed an interactive chart to monitor the five largest local lenders in West Liberty, IA 52776, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in West Liberty, Iowa 52776 from 2024 - 2016
The following historical data provides insights into refinancing trends in West Liberty, Iowa and the surrounding Muscatine county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around West Liberty, Iowa 52776
If you are considering refinancing your mortgage or obtaining a cash-out refinance in West Liberty, Iowa 52776, we have compiled a list of top refinance brokers to assist you in the process.
Karina Beltran
Loan officer
305 W Rainbow Dr
West Liberty, IA 52776
(319) 688-3949
kbeltran@midwestone.com
Mike Campbell
Loan Officer
2174 W Kimberly Rd
Davenport, IA 52776
(563) 445-4500
mcampbell@citizensfinance.com
Stan Czachowski
Loan Officer
2020 E Kimberly Rd
Davenport, IA 52776
(563) 441-6133
stan@stancz.com
Cheryl Bean-Dasso
Loan Officer
5210 Jersey Ridge Rd
Davenport, IA 52776
(309) 277-2087
cheryl.bean-dasso@thenb.com
Betty Hillbloom
Loan Officer
5210 Jersey Ridge Rd
Davenport, IA 52776
(309) 277-2311
bhillbloom@thenb.com
Address
305 W Rainbow Dr
West Liberty, IA
Contact
(319) 688-3949
Fax (301) 639-0804
kbeltran@midwestone.com
Address
2174 W Kimberly Rd
Davenport, IA
Contact
(563) 445-4500
Fax (301) 639-0804
mcampbell@citizensfinance.com
Address
2020 E Kimberly Rd
Davenport, IA
Contact
(563) 441-6133
Fax (301) 639-0804
stan@stancz.com