Compare Today’s Refinance Rates for West Union, Iowa 52175
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in West Union, Iowa 52175.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in West Union, Iowa 52175. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,702 or $8 per month in West Union and other parts of Fayette county.
Summary of Average Refinances in West Union, Iowa 52175
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Interactive Refinance Rate Projections for West Union, Iowa 52175
Pureloan has developed an interactive chart to monitor the five largest local lenders in West Union, IA 52175, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in West Union, Iowa 52175 from 2024 - 2016
The following historical data provides insights into refinancing trends in West Union, Iowa and the surrounding Fayette county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
% 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around West Union, Iowa 52175
If you are considering refinancing your mortgage or obtaining a cash-out refinance in West Union, Iowa 52175, we have compiled a list of top refinance brokers to assist you in the process.
Brian Reichter
Senior Loan Officer
115 North Vine Street
West Union, IA 52175
(563) 422-3883
brian@bank1stia.com
Brent Tapper
Commercial/Ag Loan Officer
115 North Vine Street
West Union, IA 52175
(563) 422-3883
brent@bank1stia.com
Nicholas Riordan
Vice President, Commercial Lending
PO Box 233
West Union, IA 52175
(563) 422-3883
nick.riordan@centralbank.net
Margie Gilliland
Senior Loan Officer
PO Box 233
West Union, IA 52175
(563) 422-3883
margie.gilliland@centralbank.net
Kevin Olson
Senior Vice President, Commercial Lending
PO Box 233
West Union, IA 52175
(563) 422-3883
kevin.olson@centralbank.net
Address
115 North Vine Street
West Union, IA
Contact
(563) 422-3883
Fax (301) 639-0804
brian@bank1stia.com
Address
115 North Vine Street
West Union, IA
Contact
(563) 422-3883
Fax (301) 639-0804
brent@bank1stia.com
Address
PO Box 233
West Union, IA
Contact
(563) 422-3883
Fax (301) 639-0804
nick.riordan@centralbank.net