Compare Today’s Refinance Rates for Westfield, Iowa 51062
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Westfield, Iowa 51062.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,836 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Westfield and other areas of Plymouth county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Westfield, Iowa 51062
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Interactive Refinance Rate Projections for Westfield, Iowa 51062
Pureloan has developed an interactive chart to monitor the five largest local lenders in Westfield, IA 51062, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Westfield, Iowa 51062 from 2024 - 2016
The following historical data provides insights into refinancing trends in Westfield, Iowa and the surrounding Plymouth county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 54.69% | 52.94% | 48.12% | 70.59% | 62.22% | 52.31% | 43.80% | 44.44% |
avg refi rate | 6.03% | 4.08% | 2.85% | 3.04% | 3.97% | 4.32% | 4.06% | 3.70% | 3.86% |
% 15 year fixed refinance | 28.57% | 23.44% | 33.01% | 36.20% | 25.49% | 22.22% | 30.77% | 50.41% | 40.74% |
avg refi rate | 5.44% | 3.10% | 2.28% | 2.58% | 3.36% | 3.77% | 3.16% | 2.84% | 3.03% |
Avg credit score | 757.14 | 739.92 | 753.81 | 762.16 | 759.57 | 747.76 | 739.49 | 756.75 | 755.65 |
Avg LTV (loan to value) | 53.29% | 69.28% | 69.12% | 70.58% | 77.14% | 71.98% | 72.20% | 69.17% | 69.77% |
Avg DTI (debt to income) | 30.71 | 32.77 | 29.99 | 28.32 | 31.20 | 30.89 | 32.09 | 28.45 | 27.86 |
Avg refinance insurance % | 1.71% | 4.25% | 4.69% | 3.56% | 8.82% | 4.33% | 4.14% | 4.02% | 4.23% |
Best Refinance Brokers around Westfield, Iowa 51062
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Westfield, Iowa 51062, we have compiled a list of top refinance brokers to assist you in the process.
Wendy Jackson
Loan Officer
800 Gordon Dr
Sioux City, IA 51062
(712) 224-2603
wendy.jackson@bankfirstamerican.com
Brandon Jacobson
Loan Officer
4425 Singing Hills Blvd
Sioux City, IA 51062
(712) 224-4425
brandonj@libertynationalonline.com
Sheenah Tonga
Loan Officer
4425 Singing Hills Blvd
Sioux City, IA 51062
(712) 224-4425
sheenaht@libertynationalonline.com
Mark Roos
Mortgage Banker
5801 Sunnybrook Drive
Sioux City, IA 51062
(712) 224-4000
mroos@bank-northwest.com
Janelle Noreen
Dakota Dunes Branch Manager & Mortgage Loan Officer
601 Pierce St
Sioux City, IA 51062
(605) 232-6063
jnoreen@snbsd.com
Address
800 Gordon Dr
Sioux City, IA
Contact
(712) 224-2603
Fax (301) 639-0804
wendy.jackson@bankfirstamerican.com
Address
4425 Singing Hills Blvd
Sioux City, IA
Contact
(712) 224-4425
Fax (301) 639-0804
brandonj@libertynationalonline.com
Address
4425 Singing Hills Blvd
Sioux City, IA
Contact
(712) 224-4425
Fax (301) 639-0804
sheenaht@libertynationalonline.com