Compare Today’s Refinance Rates for What Cheer, Iowa 50268
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in What Cheer, Iowa 50268.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in What Cheer, Iowa 50268. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,404 or $7 per month in What Cheer and other parts of Keokuk county.
Summary of Average Refinances in What Cheer, Iowa 50268
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Interactive Refinance Rate Projections for What Cheer, Iowa 50268
Pureloan has developed an interactive chart to monitor the five largest local lenders in What Cheer, IA 50268, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in What Cheer, Iowa 50268 from 2024 - 2016
The following historical data provides insights into refinancing trends in What Cheer, Iowa and the surrounding Keokuk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.33% | 51.51% | 49.98% | 51.06% | 59.17% | 60.71% | 51.34% | 53.45% | 55.81% |
avg refi rate | 5.72% | 3.50% | 2.90% | 3.15% | 4.08% | 4.44% | 4.08% | 3.78% | 3.95% |
% 15 year fixed refinance | 20.00% | 29.10% | 30.12% | 30.84% | 27.34% | 29.17% | 36.40% | 31.80% | 28.14% |
avg refi rate | 5.87% | 2.58% | 2.35% | 2.66% | 3.46% | 3.75% | 3.21% | 2.96% | 3.18% |
Avg credit score | 737.60 | 749.54 | 766.49 | 769.99 | 760.38 | 751.52 | 751.44 | 760.07 | 761.91 |
Avg LTV (loan to value) | 56.13% | 65.86% | 67.62% | 69.56% | 70.56% | 69.64% | 73.52% | 72.39% | 73.13% |
Avg DTI (debt to income) | 32.67 | 32.34 | 28.99 | 28.55 | 31.65 | 31.74 | 31.17 | 30.43 | 30.71 |
Avg refinance insurance % | 2.22% | 2.77% | 3.29% | 5.00% | 3.05% | 5.10% | 3.98% | 3.83% |
Best Refinance Brokers around What Cheer, Iowa 50268
If you are considering refinancing your mortgage or obtaining a cash-out refinance in What Cheer, Iowa 50268, we have compiled a list of top refinance brokers to assist you in the process.
Scott C. Stanley
Loan Officer
PO Box 110
Yale, IA 50268
(877) 439-2221
sstanley@yalebankiowa.com
Douglas J. Hemphill
President & CEO /Loan Officer
PO Box 110
Yale, IA 50268
(877) 439-2221
doug@yalebankiowa.com
David M. Whiton
Chairman/Loan Officer
PO Box 110
Yale, IA 50268
(877) 439-2221
yalebankiowa@yalebankiowa.com
Clark Dolch
Loan Officer
PO Box 29
Winterset, IA 50268
(515) 462-4381
c.dolch@fmsbiowa.com
WILLIAM DICKEY
Loan Officer
PO Box 29
Winterset, IA 50268
(515) 462-4381
b.dickey@fmsbiowa.com
Address
PO Box 110
Yale, IA
Contact
(877) 439-2221
Fax (301) 639-0804
sstanley@yalebankiowa.com
Address
PO Box 110
Yale, IA
Contact
(877) 439-2221
Fax (301) 639-0804
doug@yalebankiowa.com
Address
PO Box 110
Yale, IA
Contact
(877) 439-2221
Fax (301) 639-0804
yalebankiowa@yalebankiowa.com