Compare Today’s Refinance Rates for Zwingle, Iowa 52079
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Zwingle, Iowa 52079.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,019 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Zwingle and other areas of Dubuque county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Zwingle, Iowa 52079
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Interactive Refinance Rate Projections for Zwingle, Iowa 52079
Pureloan has developed an interactive chart to monitor the five largest local lenders in Zwingle, IA 52079, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Zwingle, Iowa 52079 from 2024 - 2016
The following historical data provides insights into refinancing trends in Zwingle, Iowa and the surrounding Dubuque county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 54.29% | 50.26% | 50.19% | 69.57% | 56.06% | 46.09% | 40.00% | 60.10% |
| avg refi rate | 5.96% | 3.72% | 2.84% | 3.26% | 3.96% | 4.23% | 3.86% | 3.59% | 3.74% |
| % 15 year fixed refinance | 28.57% | 32.80% | 31.46% | 17.39% | 30.30% | 42.61% | 45.33% | 23.83% | |
| avg refi rate | 3.03% | 2.35% | 2.75% | 3.24% | 3.68% | 2.97% | 2.72% | 2.94% | |
| Avg credit score | 755.67 | 729.71 | 751.29 | 760.39 | 760.21 | 753.56 | 762.76 | 768.26 | 759.49 |
| Avg LTV (loan to value) | 64.00% | 65.31% | 68.01% | 71.91% | 74.29% | 68.21% | 65.65% | 67.45% | 68.89% |
| Avg DTI (debt to income) | 36.67 | 34.49 | 31.68 | 31.00 | 31.30 | 33.45 | 30.85 | 30.22 | 30.48 |
| Avg refinance insurance % | 4.00% | 2.11% | 2.80% | 4.33% | 6.30% | 2.58% | 2.13% | 2.33% | 2.22% |
Best Refinance Brokers around Zwingle, Iowa 52079
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Zwingle, Iowa 52079, we have compiled a list of top refinance brokers to assist you in the process.
Barry K Fruechte
Loan Officer
118 Main St NE # 8
New Albin, IA 52079
(563) 544-4214
barry@newalbinsavingsbank.com
Dan Denk
Loan Officer
PO Box 246
Waukon, IA 52079
(563) 568-3451
dan@waukonstatebank.com
James E. Sweeney
President /Loan Officer
PO Box 246
Waukon, IA 52079
(563) 568-3451
jim@waukonstatebank.com
Laurie Henkels
Loan Officer
208 Edgar St
Marquette, IA 52079
(563) 873-3553
Laurie.Henkels@bankatcentral.com
Beverly Towle
Loan Officer
208 Edgar St
Marquette, IA 52079
(563) 873-3553
Beverly.Towle@bankatcentral.com
Address
118 Main St NE # 8
New Albin, IA
Contact
(563) 544-4214
Fax (301) 639-0804
barry@newalbinsavingsbank.com
Address
PO Box 246
Waukon, IA
Contact
(563) 568-3451
Fax (301) 639-0804
dan@waukonstatebank.com
Address
PO Box 246
Waukon, IA
Contact
(563) 568-3451
Fax (301) 639-0804
jim@waukonstatebank.com