Compare Today’s Refinance Rates for Blackfoot, Idaho

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Blackfoot, Idaho 83221. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,271 or $12 / month in Blackfoot and other areas of Bingham county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Blackfoot, Idaho 83221.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Blackfoot, Idaho 83221

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Blackfoot, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Blackfoot, ID 83221, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Blackfoot, ID

Refinance Rates for Blackfoot, Idaho 83221 from 2013 - 2020

Below are historical data on refinancing in Blackfoot, Idaho and around Bingham county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.08% 54.55% 55.32% 57.62% 64.04% 64.02% 73.08% 67.92%
avg refi rate 4.82% 4.57% 3.87% 3.68% 4.43% 4.00% 3.90% 4.04%
% 15 year fixed refinance 29.07% 32.95% 37.77% 33.33% 24.72% 27.44% 22.53% 26.42%
avg refi rate 4.18% 3.82% 3.21% 2.93% 3.48% 3.19% 3.05% 3.29%
Avg credit score 752.94 758.07 763.03 755.04 751.56 754.97 751.10 749.61
Avg LTV (loan to value) 69.48% 70.44% 70.34% 72.00% 74.24% 75.94% 72.80% 71.27%
Avg DTI (debt to income) 31.81 30.18 28.88 30.79 32.72 31.40 31.41 32.71
Avg refinance insurance % 2.78% 3.87% 3.32% 4.51% 6.18% 6.51% 4.38% 4.16%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Blackfoot, Idaho 83221

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Blackfoot, Idaho 83221, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Chet Lackey

Loan Officer

920 Deon Dr

Pocatello, ID 83221

(866) 437-0200

chet.lackey@chl.cc

Evelyn Ellett

Loan Officer

920 Deon Dr

Pocatello, ID 83221

(801) 747-2472

evelyn.ellett.idaho@chl.cc

Mike Wondergem

Loan Officer

920 Deon Dr

Pocatello, ID 83221

(801) 747-1227

mike.wondergem1@chl.cc

Russ Cottam

Loan Officer

920 Deon Dr

Pocatello, ID 83221

(801) 747-2496

russ.cottam@chl.cc

Natasha Lattin

Loan Officer

146 E Chubbuck Rd Ste C

Pocatello, ID 83221

(208) 233-4084

natasha@patriotlending.org

Address

920 Deon Dr

Pocatello, ID

Contact

(866) 437-0200

Fax (301) 639-0804

chet.lackey@chl.cc

Address

920 Deon Dr

Pocatello, ID

Contact

(801) 747-2472

Fax (301) 639-0804

evelyn.ellett.idaho@chl.cc

Address

920 Deon Dr

Pocatello, ID

Contact

(801) 747-1227

Fax (301) 639-0804

mike.wondergem1@chl.cc

Refinancing News for Blackfoot, Idaho 83221