Compare Today’s Refinance Rates for Boise, Idaho

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Boise, Idaho 83706. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Boise and other areas of Ada county, expected lifetime cash savings are $6,036 or $17 / month.

For Boise, Idaho 83706, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Boise, Idaho 83706

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Boise, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Boise, ID 83706, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Boise, ID

Refinance Rates for Boise, Idaho 83706 from 2013 - 2020

Below are historical data on refinancing in Boise, Idaho and around Ada county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.00% 47.79% 48.41% 47.36% 60.45% 61.67% 66.75% 59.71%
avg refi rate 4.82% 4.52% 3.91% 3.85% 4.54% 4.11% 3.90% 4.06%
% 15 year fixed refinance 31.38% 33.73% 41.80% 44.11% 30.45% 28.50% 22.00% 30.94%
avg refi rate 4.21% 3.75% 3.32% 3.05% 3.59% 3.37% 3.20% 3.40%
Avg credit score 773.54 778.54 779.38 773.87 755.56 759.85 759.33 757.63
Avg LTV (loan to value) 64.55% 64.75% 67.13% 69.05% 72.30% 72.04% 69.73% 68.62%
Avg DTI (debt to income) 28.44 26.27 26.53 28.26 32.07 30.45 31.40 31.18
Avg refinance insurance % 0.49% 0.76% 1.35% 2.12% 4.20% 4.43% 3.36% 3.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Boise, Idaho 83706

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Boise, Idaho 83706, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Catherine Close

Loan Officer Page

901 W Bannock St

Boise, ID 83706

(509) 288-1501

cclose@watrust.com

Sylvia Champion

Mortgage Banker

10751 W Overland Rd

Boise, ID 83706

(208) 272-9272

sylvia.o.champion@chase.com

Vanessa Kane

Mortgage Loan Officer

6305 W Overland Road

Boise, ID 83706

(800) 464-2484

vanessa.kane@prospectmtg.com

Patrick Queally

Mortgage Loan Officer

6305 W Overland Road

Boise, ID 83706

(800) 464-2484

patrick.queally@prospectmtg.com

Jason Gravelle

Mortgage Loan Officer

6305 W Overland Road

Boise, ID 83706

(800) 464-2484

jason.gravelle@prospectmtg.com

Address

901 W Bannock St

Boise, ID

Contact

(509) 288-1501

Fax (301) 639-0804

cclose@watrust.com

Address

10751 W Overland Rd

Boise, ID

Contact

(208) 272-9272

Fax (301) 639-0804

sylvia.o.champion@chase.com

Address

6305 W Overland Road

Boise, ID

Contact

(800) 464-2484

Fax (301) 639-0804

vanessa.kane@prospectmtg.com

Refinancing News for Boise, Idaho 83706