Compare Today’s Refinance Rates for Bruneau, Idaho 83604
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bruneau, Idaho 83604.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,665 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Bruneau and other areas of Owyhee county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bruneau, Idaho 83604
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Interactive Refinance Rate Projections for Bruneau, Idaho 83604
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bruneau, ID 83604, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bruneau, Idaho 83604 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bruneau, Idaho and the surrounding Owyhee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
% 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Bruneau, Idaho 83604
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bruneau, Idaho 83604, we have compiled a list of top refinance brokers to assist you in the process.
Alberto Godoy
Loan Officer
309 S 9th Ave
Caldwell, ID 83604
(800) 539-2968
alberto_godoy@keybank.com
Jsc. Wagerl
Loan Officer
776 E Riverside Dr Ste 218
Eagle, ID 83604
(208) 939-0002
jschwagerl@summit-mortgage.com
Alana Pierce
Escrow Officer / Branch Manager
1872 S Eagle Rd
Meridian, ID 83604
(208) 898-3999
alanap@pioneertitleco.com
Diana Smith
Escrow Officer
1872 S Eagle Rd
Meridian, ID 83604
(208) 898-3966
dianas@pioneertitleco.com
S. Finney
Mortgage Consultant
1940 S Bonito Way Ste 130
Meridian, ID 83604
(208) 472-1062
sfinney@provident.com
Address
309 S 9th Ave
Caldwell, ID
Contact
(800) 539-2968
Fax (301) 639-0804
alberto_godoy@keybank.com
Address
776 E Riverside Dr Ste 218
Eagle, ID
Contact
(208) 939-0002
Fax (301) 639-0804
jschwagerl@summit-mortgage.com
Address
1872 S Eagle Rd
Meridian, ID
Contact
(208) 898-3999
Fax (301) 639-0804
alanap@pioneertitleco.com