Compare Today’s Refinance Rates for Caldwell, Idaho 83606
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Caldwell, Idaho 83606.
With a 30-year amortization refinance in Caldwell and surrounding areas of Canyon county, our calculations show that you can expect to save up to $4,665 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Caldwell, Idaho 83606.
Summary of Average Refinances in Caldwell, Idaho 83606
Become a certified mortgage expert on Pureloan.com
in Caldwell, Idaho 83606
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Caldwell, Idaho 83606
Pureloan has developed an interactive chart to monitor the five largest local lenders in Caldwell, ID 83606, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Caldwell, Idaho 83606 from 2024 - 2016
The following historical data provides insights into refinancing trends in Caldwell, Idaho and the surrounding Canyon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
% 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Caldwell, Idaho 83606
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Caldwell, Idaho 83606, we have compiled a list of top refinance brokers to assist you in the process.
Alberto Godoy
Loan Officer
309 S 9th Ave
Caldwell, ID 83606
(800) 539-2968
alberto_godoy@keybank.com
Jsc. Wagerl
Loan Officer
776 E Riverside Dr Ste 218
Eagle, ID 83606
(208) 939-0002
jschwagerl@summit-mortgage.com
Monica Davis
Branch Manager
776 E. Riverside Drive suite 100 & 150
Eagle, ID 83606
(208) 489-2822
mdavis@guildmortgage.net
Kellie Allen
Loan Officer
776 E. Riverside Drive suite 100 & 150
Eagle, ID 83606
(208) 489-2824
kallen@guildmortgage.net
Stan Nelson
Loan Officer
776 E. Riverside Drive suite 100 & 150
Eagle, ID 83606
(208) 489-2807
stan@guildmortgage.net
Address
309 S 9th Ave
Caldwell, ID
Contact
(800) 539-2968
Fax (301) 639-0804
alberto_godoy@keybank.com
Address
776 E Riverside Dr Ste 218
Eagle, ID
Contact
(208) 939-0002
Fax (301) 639-0804
jschwagerl@summit-mortgage.com
Address
776 E. Riverside Drive suite 100 & 150
Eagle, ID
Contact
(208) 489-2822
Fax (301) 639-0804
mdavis@guildmortgage.net