Compare Today’s Refinance Rates for Caldwell, Idaho

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Caldwell, Idaho 83606. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Caldwell and surrounding areas of Canyon county, your expected lifetime cash savings are $3,667 or $10 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Caldwell, Idaho 83606.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Caldwell, Idaho 83606

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Caldwell, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Caldwell, ID 83606, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Caldwell, ID

Refinance Rates for Caldwell, Idaho 83606 from 2013 - 2020

Below are historical data on refinancing in Caldwell, Idaho and around Canyon county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.14% 51.37% 47.30% 57.21% 68.20% 65.29% 65.26% 62.16%
avg refi rate 4.86% 4.46% 3.88% 3.83% 4.52% 4.13% 3.94% 4.04%
% 15 year fixed refinance 33.60% 35.27% 39.74% 35.49% 24.03% 23.73% 25.98% 26.13%
avg refi rate 4.20% 3.77% 3.24% 3.08% 3.67% 3.35% 3.23% 3.33%
Avg credit score 772.88 776.03 773.24 770.71 755.30 757.25 753.34 749.40
Avg LTV (loan to value) 64.12% 65.92% 67.53% 69.72% 72.15% 72.20% 71.58% 68.86%
Avg DTI (debt to income) 28.11 28.56 27.86 28.81 32.35 32.19 32.11 33.73
Avg refinance insurance % 1.04% 1.85% 1.38% 3.02% 4.63% 4.72% 4.90% 3.27%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Caldwell, Idaho 83606

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Caldwell, Idaho 83606, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Alberto Godoy

Loan Officer

309 S 9th Ave

Caldwell, ID 83606

(800) 539-2968

alberto_godoy@keybank.com

Jsc. Wagerl

Loan Officer

776 E Riverside Dr Ste 218

Eagle, ID 83606

(208) 939-0002

jschwagerl@summit-mortgage.com

Monica Davis

Branch Manager

776 E. Riverside Drive suite 100 & 150

Eagle, ID 83606

(208) 489-2822

mdavis@guildmortgage.net

Kellie Allen

Loan Officer

776 E. Riverside Drive suite 100 & 150

Eagle, ID 83606

(208) 489-2824

kallen@guildmortgage.net

Stan Nelson

Loan Officer

776 E. Riverside Drive suite 100 & 150

Eagle, ID 83606

(208) 489-2807

stan@guildmortgage.net

Address

309 S 9th Ave

Caldwell, ID

Contact

(800) 539-2968

Fax (301) 639-0804

alberto_godoy@keybank.com

Address

776 E Riverside Dr Ste 218

Eagle, ID

Contact

(208) 939-0002

Fax (301) 639-0804

jschwagerl@summit-mortgage.com

Address

776 E. Riverside Drive suite 100 & 150

Eagle, ID

Contact

(208) 489-2822

Fax (301) 639-0804

mdavis@guildmortgage.net

Refinancing News for Caldwell, Idaho 83606