Compare Today’s Refinance Rates for Cocolalla, Idaho 83813
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cocolalla, Idaho 83813.
With a 30-year amortization refinance in Cocolalla and surrounding areas of Bonner county, our calculations show that you can expect to save up to $5,693 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cocolalla, Idaho 83813.
Summary of Average Refinances in Cocolalla, Idaho 83813
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Interactive Refinance Rate Projections for Cocolalla, Idaho 83813
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cocolalla, ID 83813, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cocolalla, Idaho 83813 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cocolalla, Idaho and the surrounding Bonner county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.36% | 67.87% | 72.27% | 73.32% | 76.77% | 72.79% | 67.53% | 66.86% | 64.29% |
avg refi rate | 6.35% | 3.71% | 2.97% | 3.29% | 4.07% | 4.51% | 4.12% | 3.87% | 4.06% |
% 15 year fixed refinance | 9.09% | 17.67% | 18.62% | 16.72% | 14.84% | 20.41% | 26.15% | 26.82% | 25.26% |
avg refi rate | 6.06% | 2.69% | 2.49% | 2.81% | 3.64% | 3.99% | 3.26% | 3.08% | 3.27% |
Avg credit score | 749.18 | 750.11 | 756.81 | 761.28 | 754.47 | 749.54 | 753.06 | 757.46 | 761.00 |
Avg LTV (loan to value) | 58.55% | 47.79% | 55.34% | 63.60% | 65.08% | 63.22% | 65.41% | 67.99% | 70.08% |
Avg DTI (debt to income) | 38.50 | 34.68 | 32.68 | 32.33 | 34.04 | 34.59 | 32.32 | 32.20 | 31.41 |
Avg refinance insurance % | 1.36% | 0.34% | 0.69% | 1.71% | 2.31% | 1.37% | 2.89% | 3.40% | 4.75% |
Best Refinance Brokers around Cocolalla, Idaho 83813
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cocolalla, Idaho 83813, we have compiled a list of top refinance brokers to assist you in the process.
Kathryn Seymour
Loan Officer
1118 W. Ironwood Dr.
Coeur d'Alene, ID 83813
(206) 774-7559
kseymour@evergreenhomeloans.com
Matt Squires
Loan Officer
1118 W. Ironwood Dr.
Coeur d'Alene, ID 83813
(208) 770-3150
msquires@evergreenhomeloans.com
Cathy Pizzini
Loan Officer
1118 W. Ironwood Dr.
Coeur d'Alene, ID 83813
(208) 263-5300
teamevergreen@evergreenhomeloans.com
Greg Larson
Loan Officer
1118 W. Ironwood Dr.
Coeur d'Alene, ID 83813
(208) 770-3150
glarson@evergreenhomeloans.com
Charles Robeson
Loan Officer Page
218 Lakeside Ave.
Coeur d'Alene, ID 83813
(509) 353-3882
crobeson@watrust.com
Address
1118 W. Ironwood Dr.
Coeur d'Alene, ID
Contact
(206) 774-7559
Fax (301) 639-0804
kseymour@evergreenhomeloans.com
Address
1118 W. Ironwood Dr.
Coeur d'Alene, ID
Contact
(208) 770-3150
Fax (301) 639-0804
msquires@evergreenhomeloans.com
Address
1118 W. Ironwood Dr.
Coeur d'Alene, ID
Contact
(208) 263-5300
Fax (301) 639-0804
teamevergreen@evergreenhomeloans.com