Compare Today’s Refinance Rates for Eagle, Idaho

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Eagle, Idaho 83616. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Eagle and surrounding areas of Ada county, your expected lifetime cash savings are $9,642 or $27 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Eagle, Idaho 83616.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Eagle, Idaho 83616

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Eagle, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Eagle, ID 83616, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Eagle, ID

Refinance Rates for Eagle, Idaho 83616 from 2013 - 2020

Below are historical data on refinancing in Eagle, Idaho and around Ada county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.14% 51.37% 47.30% 57.21% 68.20% 65.29% 65.26% 62.16%
avg refi rate 4.86% 4.46% 3.88% 3.83% 4.52% 4.13% 3.94% 4.04%
% 15 year fixed refinance 33.60% 35.27% 39.74% 35.49% 24.03% 23.73% 25.98% 26.13%
avg refi rate 4.20% 3.77% 3.24% 3.08% 3.67% 3.35% 3.23% 3.33%
Avg credit score 772.88 776.03 773.24 770.71 755.30 757.25 753.34 749.40
Avg LTV (loan to value) 64.12% 65.92% 67.53% 69.72% 72.15% 72.20% 71.58% 68.86%
Avg DTI (debt to income) 28.11 28.56 27.86 28.81 32.35 32.19 32.11 33.73
Avg refinance insurance % 1.04% 1.85% 1.38% 3.02% 4.63% 4.72% 4.90% 3.27%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Eagle, Idaho 83616

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Eagle, Idaho 83616, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Corey Lanterman

Home Loan Officer

775 S. Riverside Lane Suite 221

Eagle, ID 83616

(208) 489-7283

corey.lanterman@homestreet.com

Dennise Sandquist

Loan Originator

776 E. Riverside Drive suite 100 & 150

Eagle, ID 83616

(208) 947-1660

dsandquist@guildmortgage.net

Stan Nelson

Loan Officer

776 E. Riverside Drive suite 100 & 150

Eagle, ID 83616

(208) 489-2807

stan@guildmortgage.net

Kellie Allen

Loan Officer

776 E. Riverside Drive suite 100 & 150

Eagle, ID 83616

(208) 489-2824

kallen@guildmortgage.net

Monica Davis

Branch Manager

776 E. Riverside Drive suite 100 & 150

Eagle, ID 83616

(208) 489-2822

mdavis@guildmortgage.net

Address

775 S. Riverside Lane Suite 221

Eagle, ID

Contact

(208) 489-7283

Fax (301) 639-0804

corey.lanterman@homestreet.com

Address

776 E. Riverside Drive suite 100 & 150

Eagle, ID

Contact

(208) 947-1660

Fax (301) 639-0804

dsandquist@guildmortgage.net

Address

776 E. Riverside Drive suite 100 & 150

Eagle, ID

Contact

(208) 489-2807

Fax (301) 639-0804

stan@guildmortgage.net

Refinancing News for Eagle, Idaho 83616