Compare Today’s Refinance Rates for Fish Haven, Idaho 83287
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fish Haven, Idaho 83287.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fish Haven, Idaho 83287. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,539 or $15 per month in Fish Haven and other parts of Bear Lake county.
Summary of Average Refinances in Fish Haven, Idaho 83287
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Interactive Refinance Rate Projections for Fish Haven, Idaho 83287
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fish Haven, ID 83287, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fish Haven, Idaho 83287 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fish Haven, Idaho and the surrounding Bear Lake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 93.10% | 68.61% | 64.91% | 61.30% | 73.49% | 79.00% | 71.21% | 73.22% | 62.00% |
| avg refi rate | 6.32% | 3.99% | 2.92% | 3.23% | 4.23% | 4.45% | 4.13% | 3.90% | 3.98% |
| % 15 year fixed refinance | 6.90% | 18.98% | 21.89% | 21.85% | 12.65% | 17.00% | 23.23% | 22.40% | 28.67% |
| avg refi rate | 6.05% | 2.73% | 2.40% | 2.68% | 3.50% | 3.76% | 3.39% | 3.05% | 3.17% |
| Avg credit score | 737.52 | 747.91 | 747.57 | 753.69 | 748.01 | 747.37 | 744.11 | 751.17 | 753.90 |
| Avg LTV (loan to value) | 66.03% | 53.54% | 61.24% | 67.81% | 69.26% | 69.27% | 71.55% | 72.81% | 75.80% |
| Avg DTI (debt to income) | 39.76 | 36.04 | 32.25 | 31.88 | 33.64 | 34.35 | 33.20 | 31.36 | 31.28 |
| Avg refinance insurance % | 2.72% | 0.53% | 1.25% | 2.53% | 3.50% | 3.90% | 4.01% | 4.36% | 6.24% |
Best Refinance Brokers around Fish Haven, Idaho 83287
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fish Haven, Idaho 83287, we have compiled a list of top refinance brokers to assist you in the process.
Scott Martin
Loan Officer
1182 Eastland Dr N Ste A
Twin Falls, ID 83287
(208) 734-0000
scott@idaholendinggroup.com
Cindy Morgado
Loan Officer
1515 South Lincoln
Jerome, ID 83287
(208) 933-3435
cmorgado@firstfd.com
Diane Fischer
Loan Officer
383 Shoshone Street North
Twin Falls, ID 83287
(208) 933-3428
dfischer@firstfd.com
Esteban Martinez
Loan Officer
22349 Kimberly Road
Kimberly, ID 83287
(208) 933-3437
emartinez@firstfd.com
Tiffany Warr
Loan Officer
701 Seventh
Rupert, ID 83287
(208) 436-0041
twarr@firstfd.com
Address
1182 Eastland Dr N Ste A
Twin Falls, ID
Contact
(208) 734-0000
Fax (301) 639-0804
scott@idaholendinggroup.com
Address
1515 South Lincoln
Jerome, ID
Contact
(208) 933-3435
Fax (301) 639-0804
cmorgado@firstfd.com
Address
383 Shoshone Street North
Twin Falls, ID
Contact
(208) 933-3428
Fax (301) 639-0804
dfischer@firstfd.com