Compare Today’s Refinance Rates for Garden City, Idaho

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Garden City, Idaho 83714. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Garden City and surrounding areas of Ada county, your expected lifetime cash savings are $6,347 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Garden City, Idaho 83714.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Garden City, Idaho 83714

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Garden City, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Garden City, ID 83714, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Garden City, ID

Refinance Rates for Garden City, Idaho 83714 from 2013 - 2020

Below are historical data on refinancing in Garden City, Idaho and around Ada county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.00% 47.79% 48.41% 47.36% 60.45% 61.67% 66.75% 59.71%
avg refi rate 4.82% 4.52% 3.91% 3.85% 4.54% 4.11% 3.90% 4.06%
% 15 year fixed refinance 31.38% 33.73% 41.80% 44.11% 30.45% 28.50% 22.00% 30.94%
avg refi rate 4.21% 3.75% 3.32% 3.05% 3.59% 3.37% 3.20% 3.40%
Avg credit score 773.54 778.54 779.38 773.87 755.56 759.85 759.33 757.63
Avg LTV (loan to value) 64.55% 64.75% 67.13% 69.05% 72.30% 72.04% 69.73% 68.62%
Avg DTI (debt to income) 28.44 26.27 26.53 28.26 32.07 30.45 31.40 31.18
Avg refinance insurance % 0.49% 0.76% 1.35% 2.12% 4.20% 4.43% 3.36% 3.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garden City, Idaho 83714

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garden City, Idaho 83714, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ronnell Goodenough

Loan Agent

7977 W Marigold St

Garden City, ID 83714

(208) 853-7878

ronnell@dmgloans.com

Michelle Guth

Loan Agent

7977 W Marigold St

Garden City, ID 83714

(208) 853-7878

michelle@dmgloans.com

Andy Radke

Loan Agent

7977 W Marigold St

Garden City, ID 83714

(208) 853-7878

loanswithandy@gmail.com

Angie Coatney

Loan Agent

7977 W Marigold St

Garden City, ID 83714

(208) 853-7878

angie@dmgloans.com

R. Starley

Mortgage Loan Officer

7615 W Riverside Dr

Boise, ID 83714

(208) 344-7948

rstarley@iconcreditunion.org

Address

7977 W Marigold St

Garden City, ID

Contact

(208) 853-7878

Fax (301) 639-0804

ronnell@dmgloans.com

Address

7977 W Marigold St

Garden City, ID

Contact

(208) 853-7878

Fax (301) 639-0804

michelle@dmgloans.com

Address

7977 W Marigold St

Garden City, ID

Contact

(208) 853-7878

Fax (301) 639-0804

loanswithandy@gmail.com

Refinancing News for Garden City, Idaho 83714