Compare Today’s Refinance Rates for Hayden, Idaho

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Hayden, Idaho 83835. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Hayden and surrounding areas of Kootenai county, your expected lifetime cash savings are $6,922 or $19 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Hayden, Idaho 83835.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Hayden, Idaho 83835

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Hayden, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Hayden, ID 83835, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Hayden, ID

Refinance Rates for Hayden, Idaho 83835 from 2013 - 2020

Below are historical data on refinancing in Hayden, Idaho and around Kootenai county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 63.14% 56.83% 57.08% 56.62% 65.78% 64.52% 66.80% 64.62%
avg refi rate 4.80% 4.52% 3.90% 3.75% 4.50% 4.07% 3.87% 3.98%
% 15 year fixed refinance 27.37% 32.06% 32.46% 36.25% 28.34% 25.06% 26.88% 28.72%
avg refi rate 4.31% 3.80% 3.28% 3.01% 3.62% 3.28% 3.08% 3.14%
Avg credit score 766.02 772.43 773.68 768.66 756.17 761.25 757.45 756.97
Avg LTV (loan to value) 60.13% 62.02% 64.17% 67.04% 66.58% 70.20% 67.99% 66.09%
Avg DTI (debt to income) 30.21 29.66 29.60 31.39 32.28 31.39 32.23 32.15
Avg refinance insurance % 0.91% 1.00% 1.81% 2.85% 3.29% 4.80% 3.41% 2.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Hayden, Idaho 83835

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Hayden, Idaho 83835, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bob Wadsworth

Branch Manager

8940 N. Handler Drive

Hayden, ID 83835

(208) 659-9500

bwadsworth@corridormtg.com

Kathryn Seymour

Loan Officer

1118 W. Ironwood Dr.

Coeur d'Alene, ID 83835

(206) 774-7559

kseymour@evergreenhomeloans.com

Carol Sommerfeld

Loan Officer

105 Pine Street #109

Sandpoint, ID 83835

(208) 263-5300

csommerfeld@evergreenhomeloans.com

Matt Squires

Loan Officer

1118 W. Ironwood Dr.

Coeur d'Alene, ID 83835

(208) 770-3150

msquires@evergreenhomeloans.com

Cathy Pizzini

Loan Officer

1118 W. Ironwood Dr.

Coeur d'Alene, ID 83835

(208) 263-5300

teamevergreen@evergreenhomeloans.com

Address

8940 N. Handler Drive

Hayden, ID

Contact

(208) 659-9500

Fax (301) 639-0804

bwadsworth@corridormtg.com

Address

1118 W. Ironwood Dr.

Coeur d'Alene, ID

Contact

(206) 774-7559

Fax (301) 639-0804

kseymour@evergreenhomeloans.com

Address

105 Pine Street #109

Sandpoint, ID

Contact

(208) 263-5300

Fax (301) 639-0804

csommerfeld@evergreenhomeloans.com

Refinancing News for Hayden, Idaho 83835