Compare Today’s Refinance Rates for Holbrook, Idaho 83243
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Holbrook, Idaho 83243.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Holbrook, Idaho 83243. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,801 or $19 per month in Holbrook and other parts of Oneida county.
Summary of Average Refinances in Holbrook, Idaho 83243
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Interactive Refinance Rate Projections for Holbrook, Idaho 83243
Pureloan has developed an interactive chart to monitor the five largest local lenders in Holbrook, ID 83243, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Holbrook, Idaho 83243 from 2024 - 2016
The following historical data provides insights into refinancing trends in Holbrook, Idaho and the surrounding Oneida county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.10% | 68.61% | 64.91% | 61.30% | 73.49% | 79.00% | 71.21% | 73.22% | 62.00% |
avg refi rate | 6.32% | 3.99% | 2.92% | 3.23% | 4.23% | 4.45% | 4.13% | 3.90% | 3.98% |
% 15 year fixed refinance | 6.90% | 18.98% | 21.89% | 21.85% | 12.65% | 17.00% | 23.23% | 22.40% | 28.67% |
avg refi rate | 6.05% | 2.73% | 2.40% | 2.68% | 3.50% | 3.76% | 3.39% | 3.05% | 3.17% |
Avg credit score | 737.52 | 747.91 | 747.57 | 753.69 | 748.01 | 747.37 | 744.11 | 751.17 | 753.90 |
Avg LTV (loan to value) | 66.03% | 53.54% | 61.24% | 67.81% | 69.26% | 69.27% | 71.55% | 72.81% | 75.80% |
Avg DTI (debt to income) | 39.76 | 36.04 | 32.25 | 31.88 | 33.64 | 34.35 | 33.20 | 31.36 | 31.28 |
Avg refinance insurance % | 2.72% | 0.53% | 1.25% | 2.53% | 3.50% | 3.90% | 4.01% | 4.36% | 6.24% |
Best Refinance Brokers around Holbrook, Idaho 83243
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Holbrook, Idaho 83243, we have compiled a list of top refinance brokers to assist you in the process.
Chet Lackey
Loan Officer
920 Deon Dr
Pocatello, ID 83243
(866) 437-0200
chet.lackey@chl.cc
Evelyn Ellett
Loan Officer
920 Deon Dr
Pocatello, ID 83243
(801) 747-2472
evelyn.ellett.idaho@chl.cc
Mike Wondergem
Loan Officer
920 Deon Dr
Pocatello, ID 83243
(801) 747-1227
mike.wondergem1@chl.cc
Russ Cottam
Loan Officer
920 Deon Dr
Pocatello, ID 83243
(801) 747-2496
russ.cottam@chl.cc
Natasha Lattin
Loan Officer
146 E Chubbuck Rd Ste C
Pocatello, ID 83243
(208) 233-4084
natasha@patriotlending.org
Address
920 Deon Dr
Pocatello, ID
Contact
(866) 437-0200
Fax (301) 639-0804
chet.lackey@chl.cc
Address
920 Deon Dr
Pocatello, ID
Contact
(801) 747-2472
Fax (301) 639-0804
evelyn.ellett.idaho@chl.cc
Address
920 Deon Dr
Pocatello, ID
Contact
(801) 747-1227
Fax (301) 639-0804
mike.wondergem1@chl.cc