Compare Today’s Refinance Rates for Idaho Falls, Idaho

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Idaho Falls, Idaho 83404. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Idaho Falls and surrounding areas of Bonneville county, your expected lifetime cash savings are $3,885 or $11 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Idaho Falls, Idaho 83404.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Idaho Falls, Idaho 83404

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Idaho Falls, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Idaho Falls, ID 83404, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Idaho Falls, ID

Refinance Rates for Idaho Falls, Idaho 83404 from 2013 - 2020

Below are historical data on refinancing in Idaho Falls, Idaho and around Bonneville county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.46% 58.22% 40.19% 50.50% 70.87% 63.09% 57.20% 60.34%
avg refi rate 4.80% 4.55% 3.88% 3.70% 4.43% 4.04% 3.88% 3.91%
% 15 year fixed refinance 28.98% 33.78% 47.66% 42.90% 24.27% 27.90% 34.80% 30.17%
avg refi rate 4.22% 3.81% 3.19% 2.95% 3.49% 3.24% 3.13% 3.08%
Avg credit score 758.44 762.27 765.09 759.90 749.12 757.08 751.22 745.97
Avg LTV (loan to value) 66.96% 69.45% 70.00% 72.18% 71.10% 74.88% 71.83% 72.16%
Avg DTI (debt to income) 29.82 29.55 29.19 29.33 32.66 31.94 32.08 33.73
Avg refinance insurance % 1.96% 3.02% 2.98% 3.80% 5.78% 7.79% 4.73% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Idaho Falls, Idaho 83404

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Idaho Falls, Idaho 83404, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

K. Cook

Loan Lender

375 Yellowstone Ave

Idaho Falls, ID 83404

(208) 523-2020

kcook@bankofcommerce.org

Ginger Crystal

Loan Lender

375 Yellowstone Ave

Idaho Falls, ID 83404

(208) 523-2020

ginger.crystal@bankofcommerce.org

Cathy Starrett

Loan Officer,

1290 Arrowhead Plaza Way

Driggs, ID 83404

(208) 270-2098

cstarrett@stearns.com

Address

375 Yellowstone Ave

Idaho Falls, ID

Contact

(208) 523-2020

Fax (301) 639-0804

kcook@bankofcommerce.org

Address

375 Yellowstone Ave

Idaho Falls, ID

Contact

(208) 523-2020

Fax (301) 639-0804

ginger.crystal@bankofcommerce.org

Address

1290 Arrowhead Plaza Way

Driggs, ID

Contact

(208) 270-2098

Fax (301) 639-0804

cstarrett@stearns.com

Refinancing News for Idaho Falls, Idaho 83404