Compare Today’s Refinance Rates for Indian Valley, Idaho 83632
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Indian Valley, Idaho 83632.
With a 30-year amortization refinance in Indian Valley and surrounding areas of Adams county, our calculations show that you can expect to save up to $6,246 over the lifetime of your mortgage, or a monthly savings of $17. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Indian Valley, Idaho 83632.
Summary of Average Refinances in Indian Valley, Idaho 83632
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Interactive Refinance Rate Projections for Indian Valley, Idaho 83632
Pureloan has developed an interactive chart to monitor the five largest local lenders in Indian Valley, ID 83632, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Indian Valley, Idaho 83632 from 2024 - 2016
The following historical data provides insights into refinancing trends in Indian Valley, Idaho and the surrounding Adams county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
% 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Indian Valley, Idaho 83632
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Indian Valley, Idaho 83632, we have compiled a list of top refinance brokers to assist you in the process.
Jsc. Wagerl
Loan Officer
776 E Riverside Dr Ste 218
Eagle, ID 83632
(208) 939-0002
jschwagerl@summit-mortgage.com
Alana Pierce
Escrow Officer / Branch Manager
1872 S Eagle Rd
Meridian, ID 83632
(208) 898-3999
alanap@pioneertitleco.com
Diana Smith
Escrow Officer
1872 S Eagle Rd
Meridian, ID 83632
(208) 898-3966
dianas@pioneertitleco.com
S. Finney
Mortgage Consultant
1940 S Bonito Way Ste 130
Meridian, ID 83632
(208) 472-1062
sfinney@provident.com
Scott Neumann
Loan Officer
3235 E Overland Rd
Meridian, ID 83632
(208) 489-1329
scott.neumann@academy.cc
Address
776 E Riverside Dr Ste 218
Eagle, ID
Contact
(208) 939-0002
Fax (301) 639-0804
jschwagerl@summit-mortgage.com
Address
1872 S Eagle Rd
Meridian, ID
Contact
(208) 898-3999
Fax (301) 639-0804
alanap@pioneertitleco.com
Address
1872 S Eagle Rd
Meridian, ID
Contact
(208) 898-3966
Fax (301) 639-0804
dianas@pioneertitleco.com