Compare Today’s Refinance Rates for Jerome, Idaho

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Jerome, Idaho 83338. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Jerome and surrounding areas of Jerome county, your expected lifetime cash savings are $13,948 or $39 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Jerome, Idaho 83338.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Jerome, Idaho 83338

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Jerome, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Jerome, ID 83338, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Jerome, ID

Refinance Rates for Jerome, Idaho 83338 from 2013 - 2020

Below are historical data on refinancing in Jerome, Idaho and around Jerome county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.56% 56.35% 54.93% 50.77% 67.02% 71.07% 55.98% 54.37%
avg refi rate 4.80% 4.55% 3.82% 3.63% 4.44% 4.03% 3.91% 4.06%
% 15 year fixed refinance 26.53% 25.89% 32.04% 39.01% 22.34% 16.98% 32.82% 36.89%
avg refi rate 4.24% 3.90% 3.05% 2.87% 3.51% 3.35% 3.01% 3.14%
Avg credit score 761.51 762.48 765.81 765.14 749.40 754.21 749.51 750.13
Avg LTV (loan to value) 62.96% 67.27% 69.10% 67.98% 72.81% 71.43% 70.63% 69.73%
Avg DTI (debt to income) 31.01 30.92 29.69 30.37 32.83 33.37 33.74 32.44
Avg refinance insurance % 1.18% 3.11% 2.83% 2.72% 7.10% 5.21% 4.19% 2.96%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Jerome, Idaho 83338

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Jerome, Idaho 83338, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cindy Morgado

Loan Officer

1515 South Lincoln

Jerome, ID 83338

(208) 933-3435

cmorgado@firstfd.com

Esteban Martinez

Loan Officer

22349 Kimberly Road

Kimberly, ID 83338

(208) 933-3437

emartinez@firstfd.com

Scott Martin

Loan Officer

1182 Eastland Dr N Ste A

Twin Falls, ID 83338

(208) 734-0000

scott@idaholendinggroup.com

Diane Fischer

Loan Officer

383 Shoshone Street North

Twin Falls, ID 83338

(208) 933-3428

dfischer@firstfd.com

Tiffany Warr

Loan Officer

701 Seventh

Rupert, ID 83338

(208) 436-0041

twarr@firstfd.com

Address

1515 South Lincoln

Jerome, ID

Contact

(208) 933-3435

Fax (301) 639-0804

cmorgado@firstfd.com

Address

22349 Kimberly Road

Kimberly, ID

Contact

(208) 933-3437

Fax (301) 639-0804

emartinez@firstfd.com

Address

1182 Eastland Dr N Ste A

Twin Falls, ID

Contact

(208) 734-0000

Fax (301) 639-0804

scott@idaholendinggroup.com

Refinancing News for Jerome, Idaho 83338