Compare Today’s Refinance Rates for Jerome, Idaho 83338
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jerome, Idaho 83338.
With a 30-year amortization refinance in Jerome and surrounding areas of Jerome county, our calculations show that you can expect to save up to $7,530 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Jerome, Idaho 83338.
Summary of Average Refinances in Jerome, Idaho 83338
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Interactive Refinance Rate Projections for Jerome, Idaho 83338
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jerome, ID 83338, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jerome, Idaho 83338 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jerome, Idaho and the surrounding Jerome county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.45% | 66.16% | 62.54% | 59.07% | 65.67% | 75.00% | 55.88% | 56.15% | 72.19% |
avg refi rate | 6.21% | 3.58% | 2.97% | 3.26% | 3.97% | 4.59% | 4.13% | 3.91% | 4.02% |
% 15 year fixed refinance | 4.55% | 25.76% | 23.61% | 27.36% | 20.90% | 15.22% | 32.94% | 32.69% | 17.22% |
avg refi rate | 6.00% | 2.76% | 2.44% | 2.76% | 3.50% | 3.97% | 3.22% | 3.01% | 3.36% |
Avg credit score | 762.77 | 744.68 | 753.10 | 760.43 | 755.47 | 739.37 | 748.85 | 749.55 | 755.64 |
Avg LTV (loan to value) | 55.27% | 50.54% | 57.84% | 64.83% | 66.27% | 66.00% | 69.29% | 70.60% | 71.44% |
Avg DTI (debt to income) | 39.73 | 34.07 | 32.13 | 32.49 | 32.02 | 35.57 | 33.52 | 33.71 | 33.44 |
Avg refinance insurance % | 0.49% | 0.98% | 2.21% | 3.15% | 3.57% | 2.68% | 4.17% | 5.49% |
Best Refinance Brokers around Jerome, Idaho 83338
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jerome, Idaho 83338, we have compiled a list of top refinance brokers to assist you in the process.
Cindy Morgado
Loan Officer
1515 South Lincoln
Jerome, ID 83338
(208) 933-3435
cmorgado@firstfd.com
Esteban Martinez
Loan Officer
22349 Kimberly Road
Kimberly, ID 83338
(208) 933-3437
emartinez@firstfd.com
Scott Martin
Loan Officer
1182 Eastland Dr N Ste A
Twin Falls, ID 83338
(208) 734-0000
scott@idaholendinggroup.com
Diane Fischer
Loan Officer
383 Shoshone Street North
Twin Falls, ID 83338
(208) 933-3428
dfischer@firstfd.com
Tiffany Warr
Loan Officer
701 Seventh
Rupert, ID 83338
(208) 436-0041
twarr@firstfd.com
Address
1515 South Lincoln
Jerome, ID
Contact
(208) 933-3435
Fax (301) 639-0804
cmorgado@firstfd.com
Address
22349 Kimberly Road
Kimberly, ID
Contact
(208) 933-3437
Fax (301) 639-0804
emartinez@firstfd.com
Address
1182 Eastland Dr N Ste A
Twin Falls, ID
Contact
(208) 734-0000
Fax (301) 639-0804
scott@idaholendinggroup.com