Compare Today’s Refinance Rates for Lake Fork, Idaho 83635
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lake Fork, Idaho 83635.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lake Fork, Idaho 83635. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,385 or $15 per month in Lake Fork and other parts of Valley county.
Summary of Average Refinances in Lake Fork, Idaho 83635
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Interactive Refinance Rate Projections for Lake Fork, Idaho 83635
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lake Fork, ID 83635, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lake Fork, Idaho 83635 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lake Fork, Idaho and the surrounding Valley county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
% 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Lake Fork, Idaho 83635
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lake Fork, Idaho 83635, we have compiled a list of top refinance brokers to assist you in the process.
Alana Pierce
Escrow Officer / Branch Manager
1872 S Eagle Rd
Meridian, ID 83635
(208) 898-3999
alanap@pioneertitleco.com
Diana Smith
Escrow Officer
1872 S Eagle Rd
Meridian, ID 83635
(208) 898-3966
dianas@pioneertitleco.com
S. Finney
Mortgage Consultant
1940 S Bonito Way Ste 130
Meridian, ID 83635
(208) 472-1062
sfinney@provident.com
Scott Neumann
Loan Officer
3235 E Overland Rd
Meridian, ID 83635
(208) 489-1329
scott.neumann@academy.cc
Barbara Hansen
Loan Agent
797 S Haskett St
Mountain Home, ID 83635
(208) 587-4471
barbara@mountainhomemortgage.net
Address
1872 S Eagle Rd
Meridian, ID
Contact
(208) 898-3999
Fax (301) 639-0804
alanap@pioneertitleco.com
Address
1872 S Eagle Rd
Meridian, ID
Contact
(208) 898-3966
Fax (301) 639-0804
dianas@pioneertitleco.com
Address
1940 S Bonito Way Ste 130
Meridian, ID
Contact
(208) 472-1062
Fax (301) 639-0804
sfinney@provident.com