Compare Today’s Refinance Rates for Lenore, Idaho 83541
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lenore, Idaho 83541.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,221 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Lenore and other areas of Clearwater county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Lenore, Idaho 83541
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Lenore, Idaho 83541
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lenore, ID 83541, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lenore, Idaho 83541 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lenore, Idaho and the surrounding Clearwater county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 69.12% | 69.68% | 59.73% | 62.86% | 68.18% | 54.84% | 72.50% | 64.29% |
| avg refi rate | 6.21% | 3.54% | 2.97% | 3.36% | 4.21% | 4.56% | 4.09% | 4.02% | 4.05% |
| % 15 year fixed refinance | 17.65% | 22.62% | 24.16% | 28.57% | 22.73% | 41.94% | 20.00% | 25.00% | |
| avg refi rate | 2.83% | 2.46% | 2.89% | 3.79% | 3.93% | 3.42% | 3.44% | 3.09% | |
| Avg credit score | 764.56 | 742.96 | 751.23 | 753.08 | 740.34 | 732.82 | 744.74 | 757.58 | 752.29 |
| Avg LTV (loan to value) | 49.44% | 56.35% | 61.45% | 68.24% | 67.49% | 71.36% | 71.55% | 67.40% | 69.79% |
| Avg DTI (debt to income) | 33.22 | 34.07 | 31.64 | 33.15 | 34.80 | 34.23 | 34.26 | 32.38 | 27.82 |
| Avg refinance insurance % | 2.78% | 0.79% | 1.55% | 3.08% | 4.43% | 3.95% | 4.55% | 3.23% | 4.39% |
Best Refinance Brokers around Lenore, Idaho 83541
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lenore, Idaho 83541, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jonathan Huges
Mortgage Loan Officer
247 Thain Rd Ste 104
Lewiston, ID 83541
(208) 743-1005
jonathan.hughes@mannmortgage.com
James Waham
Home Loan Officer
1428 G Street
Lewiston , ID 83541
(208) 792-4000
james.waham@homestreet.com
Gina Lewis
Home Loan Officer
1428 G Street
Lewiston , ID 83541
(208) 792-4000
gina.lewis@homestreet.com
Lisa Welch
Home Loan Officer
1428 G Street
Lewiston , ID 83541
(208) 792-4000
lisa.welch@homestreet.com
Address
247 Thain Rd Ste 104
Lewiston, ID
Contact
(208) 743-1005
Fax (301) 639-0804
jonathan.hughes@mannmortgage.com
Address
1428 G Street
Lewiston , ID
Contact
(208) 792-4000
Fax (301) 639-0804
james.waham@homestreet.com
Address
1428 G Street
Lewiston , ID
Contact
(208) 792-4000
Fax (301) 639-0804
gina.lewis@homestreet.com