Compare Today’s Refinance Rates for Meridian, Idaho

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Meridian, Idaho 83680. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Meridian and surrounding areas of Ada county, your expected lifetime cash savings are $6,391 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Meridian, Idaho 83680.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Meridian, Idaho 83680

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Meridian, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Meridian, ID 83680, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Meridian, ID

Refinance Rates for Meridian, Idaho 83680 from 2013 - 2020

Below are historical data on refinancing in Meridian, Idaho and around Ada county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.14% 51.37% 47.30% 57.21% 68.20% 65.29% 65.26% 62.16%
avg refi rate 4.86% 4.46% 3.88% 3.83% 4.52% 4.13% 3.94% 4.04%
% 15 year fixed refinance 33.60% 35.27% 39.74% 35.49% 24.03% 23.73% 25.98% 26.13%
avg refi rate 4.20% 3.77% 3.24% 3.08% 3.67% 3.35% 3.23% 3.33%
Avg credit score 772.88 776.03 773.24 770.71 755.30 757.25 753.34 749.40
Avg LTV (loan to value) 64.12% 65.92% 67.53% 69.72% 72.15% 72.20% 71.58% 68.86%
Avg DTI (debt to income) 28.11 28.56 27.86 28.81 32.35 32.19 32.11 33.73
Avg refinance insurance % 1.04% 1.85% 1.38% 3.02% 4.63% 4.72% 4.90% 3.27%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Meridian, Idaho 83680

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Meridian, Idaho 83680, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Terry Heffner

Area Manager

1810 S. Eagle Rd.

Meridian, ID 83680

(208) 901-3540

theffner@guildmortgage.com

David Merrithew

Loan Officer

1773 S Millenium Way

Meridian, ID 83680

(801) 233-3700

dave.merrithew@academymortgage.com

Adam Zachary

Loan Officer

1773 S Millenium Way

Meridian, ID 83680

(801) 233-3700

adam.zachary@academymortgage.com

Ana Flores

Loan Officer

3515 E. Overland Road

Meridian, ID 83680

(208) 321-4307

aflores@evergreenhomeloans.com

Georgia Bonjour

Loan Officer

3515 E. Overland Road

Meridian, ID 83680

(888) 821-9234

gbonjour@evergreenhomeloans.com

Address

1810 S. Eagle Rd.

Meridian, ID

Contact

(208) 901-3540

Fax (301) 639-0804

theffner@guildmortgage.com

Address

1773 S Millenium Way

Meridian, ID

Contact

(801) 233-3700

Fax (301) 639-0804

dave.merrithew@academymortgage.com

Address

1773 S Millenium Way

Meridian, ID

Contact

(801) 233-3700

Fax (301) 639-0804

adam.zachary@academymortgage.com

Refinancing News for Meridian, Idaho 83680