Compare Today’s Refinance Rates for Midvale, Idaho 83645
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Midvale, Idaho 83645.
With a 30-year amortization refinance in Midvale and surrounding areas of Washington county, our calculations show that you can expect to save up to $7,530 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Midvale, Idaho 83645.
Summary of Average Refinances in Midvale, Idaho 83645
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Interactive Refinance Rate Projections for Midvale, Idaho 83645
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midvale, ID 83645, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midvale, Idaho 83645 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midvale, Idaho and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
| avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
| % 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
| avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
| Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
| Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
| Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
| Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Midvale, Idaho 83645
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midvale, Idaho 83645, we have compiled a list of top refinance brokers to assist you in the process.
D. Mcdaid
Loan Officer
4035 Granite View Road
New Meadows, ID 83645
(800) 860-6983
dmcdaid@financialfreedom.com
Kathy Smith
Loan Officer
Nampa, ID 83645
(208) 466-3010
milliuser@aol.com
Jsc. Wagerl
Loan Officer
776 E Riverside Dr Ste 218
Eagle, ID 83645
(208) 939-0002
jschwagerl@summit-mortgage.com
Alana Pierce
Escrow Officer / Branch Manager
1872 S Eagle Rd
Meridian, ID 83645
(208) 898-3999
alanap@pioneertitleco.com
Diana Smith
Escrow Officer
1872 S Eagle Rd
Meridian, ID 83645
(208) 898-3966
dianas@pioneertitleco.com
Address
4035 Granite View Road
New Meadows, ID
Contact
(800) 860-6983
Fax (301) 639-0804
dmcdaid@financialfreedom.com
Address
Nampa, ID
Contact
(208) 466-3010
Fax (301) 639-0804
milliuser@aol.com
Address
776 E Riverside Dr Ste 218
Eagle, ID
Contact
(208) 939-0002
Fax (301) 639-0804
jschwagerl@summit-mortgage.com