Compare Today’s Refinance Rates for Moscow, Idaho

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Moscow, Idaho 83843. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,809 or $13 / month in Moscow and other areas of Latah county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Moscow, Idaho 83843.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Moscow, Idaho 83843

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Moscow, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Moscow, ID 83843, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Moscow, ID

Refinance Rates for Moscow, Idaho 83843 from 2013 - 2020

Below are historical data on refinancing in Moscow, Idaho and around Latah county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 63.14% 56.83% 57.08% 56.62% 65.78% 64.52% 66.80% 64.62%
avg refi rate 4.80% 4.52% 3.90% 3.75% 4.50% 4.07% 3.87% 3.98%
% 15 year fixed refinance 27.37% 32.06% 32.46% 36.25% 28.34% 25.06% 26.88% 28.72%
avg refi rate 4.31% 3.80% 3.28% 3.01% 3.62% 3.28% 3.08% 3.14%
Avg credit score 766.02 772.43 773.68 768.66 756.17 761.25 757.45 756.97
Avg LTV (loan to value) 60.13% 62.02% 64.17% 67.04% 66.58% 70.20% 67.99% 66.09%
Avg DTI (debt to income) 30.21 29.66 29.60 31.39 32.28 31.39 32.23 32.15
Avg refinance insurance % 0.91% 1.00% 1.81% 2.85% 3.29% 4.80% 3.41% 2.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Moscow, Idaho 83843

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Moscow, Idaho 83843, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kathryn Seymour

Loan Officer

1118 W. Ironwood Dr.

Coeur d'Alene, ID 83843

(206) 774-7559

kseymour@evergreenhomeloans.com

Carol Sommerfeld

Loan Officer

105 Pine Street #109

Sandpoint, ID 83843

(208) 263-5300

csommerfeld@evergreenhomeloans.com

Matt Squires

Loan Officer

1118 W. Ironwood Dr.

Coeur d'Alene, ID 83843

(208) 770-3150

msquires@evergreenhomeloans.com

Cathy Pizzini

Loan Officer

1118 W. Ironwood Dr.

Coeur d'Alene, ID 83843

(208) 263-5300

teamevergreen@evergreenhomeloans.com

Greg Larson

Loan Officer

1118 W. Ironwood Dr.

Coeur d'Alene, ID 83843

(208) 770-3150

glarson@evergreenhomeloans.com

Address

1118 W. Ironwood Dr.

Coeur d'Alene, ID

Contact

(206) 774-7559

Fax (301) 639-0804

kseymour@evergreenhomeloans.com

Address

105 Pine Street #109

Sandpoint, ID

Contact

(208) 263-5300

Fax (301) 639-0804

csommerfeld@evergreenhomeloans.com

Address

1118 W. Ironwood Dr.

Coeur d'Alene, ID

Contact

(208) 770-3150

Fax (301) 639-0804

msquires@evergreenhomeloans.com

Refinancing News for Moscow, Idaho 83843