Compare Today’s Refinance Rates for Mountain Home, Idaho 83647
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mountain Home, Idaho 83647.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mountain Home, Idaho 83647. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,153 or $20 per month in Mountain Home and other parts of Elmore county.
Summary of Average Refinances in Mountain Home, Idaho 83647
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Interactive Refinance Rate Projections for Mountain Home, Idaho 83647
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mountain Home, ID 83647, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mountain Home, Idaho 83647 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mountain Home, Idaho and the surrounding Elmore county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
| avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
| % 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
| avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
| Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
| Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
| Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
| Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Mountain Home, Idaho 83647
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mountain Home, Idaho 83647, we have compiled a list of top refinance brokers to assist you in the process.
Barbara Hansen
Loan Agent
797 S Haskett St
Mountain Home, ID 83647
(208) 587-4471
barbara@mountainhomemortgage.net
D. Mcdaid
Loan Officer
4035 Granite View Road
New Meadows, ID 83647
(800) 860-6983
dmcdaid@financialfreedom.com
Kathy Smith
Loan Officer
Nampa, ID 83647
(208) 466-3010
milliuser@aol.com
Jsc. Wagerl
Loan Officer
776 E Riverside Dr Ste 218
Eagle, ID 83647
(208) 939-0002
jschwagerl@summit-mortgage.com
Alana Pierce
Escrow Officer / Branch Manager
1872 S Eagle Rd
Meridian, ID 83647
(208) 898-3999
alanap@pioneertitleco.com
Address
797 S Haskett St
Mountain Home, ID
Contact
(208) 587-4471
Fax (301) 639-0804
barbara@mountainhomemortgage.net
Address
4035 Granite View Road
New Meadows, ID
Contact
(800) 860-6983
Fax (301) 639-0804
dmcdaid@financialfreedom.com
Address
Nampa, ID
Contact
(208) 466-3010
Fax (301) 639-0804
milliuser@aol.com