Compare Today’s Refinance Rates for Mountain Home, Idaho

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Mountain Home, Idaho 83647. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Mountain Home and other areas of Elmore county, expected lifetime cash savings are $4,872 or $14 / month.

For Mountain Home, Idaho 83647, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mountain Home, Idaho 83647

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mountain Home, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mountain Home, ID 83647, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mountain Home, ID

Refinance Rates for Mountain Home, Idaho 83647 from 2013 - 2020

Below are historical data on refinancing in Mountain Home, Idaho and around Elmore county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.14% 51.37% 47.30% 57.21% 68.20% 65.29% 65.26% 62.16%
avg refi rate 4.86% 4.46% 3.88% 3.83% 4.52% 4.13% 3.94% 4.04%
% 15 year fixed refinance 33.60% 35.27% 39.74% 35.49% 24.03% 23.73% 25.98% 26.13%
avg refi rate 4.20% 3.77% 3.24% 3.08% 3.67% 3.35% 3.23% 3.33%
Avg credit score 772.88 776.03 773.24 770.71 755.30 757.25 753.34 749.40
Avg LTV (loan to value) 64.12% 65.92% 67.53% 69.72% 72.15% 72.20% 71.58% 68.86%
Avg DTI (debt to income) 28.11 28.56 27.86 28.81 32.35 32.19 32.11 33.73
Avg refinance insurance % 1.04% 1.85% 1.38% 3.02% 4.63% 4.72% 4.90% 3.27%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mountain Home, Idaho 83647

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mountain Home, Idaho 83647, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Barbara Hansen

Loan Agent

797 S Haskett St

Mountain Home, ID 83647

(208) 587-4471

barbara@mountainhomemortgage.net

D. Mcdaid

Loan Officer

4035 Granite View Road

New Meadows, ID 83647

(800) 860-6983

dmcdaid@financialfreedom.com

Kathy Smith

Loan Officer

Nampa, ID 83647

(208) 466-3010

milliuser@aol.com

Jsc. Wagerl

Loan Officer

776 E Riverside Dr Ste 218

Eagle, ID 83647

(208) 939-0002

jschwagerl@summit-mortgage.com

Alana Pierce

Escrow Officer / Branch Manager

1872 S Eagle Rd

Meridian, ID 83647

(208) 898-3999

alanap@pioneertitleco.com

Address

797 S Haskett St

Mountain Home, ID

Contact

(208) 587-4471

Fax (301) 639-0804

barbara@mountainhomemortgage.net

Address

4035 Granite View Road

New Meadows, ID

Contact

(800) 860-6983

Fax (301) 639-0804

dmcdaid@financialfreedom.com

Address

Nampa, ID

Contact

(208) 466-3010

Fax (301) 639-0804

milliuser@aol.com

Refinancing News for Mountain Home, Idaho 83647