Compare Today’s Refinance Rates for Nampa, Idaho

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Nampa, Idaho 83651. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Nampa and other areas of Canyon county, expected lifetime cash savings are $10,861 or $30 / month.

For Nampa, Idaho 83651, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Nampa, Idaho 83651

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Nampa, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Nampa, ID 83651, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Nampa, ID

Refinance Rates for Nampa, Idaho 83651 from 2013 - 2020

Below are historical data on refinancing in Nampa, Idaho and around Canyon county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.14% 51.37% 47.30% 57.21% 68.20% 65.29% 65.26% 62.16%
avg refi rate 4.86% 4.46% 3.88% 3.83% 4.52% 4.13% 3.94% 4.04%
% 15 year fixed refinance 33.60% 35.27% 39.74% 35.49% 24.03% 23.73% 25.98% 26.13%
avg refi rate 4.20% 3.77% 3.24% 3.08% 3.67% 3.35% 3.23% 3.33%
Avg credit score 772.88 776.03 773.24 770.71 755.30 757.25 753.34 749.40
Avg LTV (loan to value) 64.12% 65.92% 67.53% 69.72% 72.15% 72.20% 71.58% 68.86%
Avg DTI (debt to income) 28.11 28.56 27.86 28.81 32.35 32.19 32.11 33.73
Avg refinance insurance % 1.04% 1.85% 1.38% 3.02% 4.63% 4.72% 4.90% 3.27%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Nampa, Idaho 83651

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Nampa, Idaho 83651, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jana Reid

Loan Officer

16070 Idaho Center Blvd., Ste. 102

Nampa, ID 83651

(208) 363-7988

jreid@castlecookemortgage.com

Janice Bowman

Loan Processor

16070 Idaho Center Blvd., Ste. 102

Nampa, ID 83651

(208) 461-8889

jbowman@castlecookemortgage.com

Georgea Lipinski

Loan Officer

308 12th Ave RD

Nampa, ID 83651

(208) 989-4647

georgea.lipinski@academymortgage.com

Mike Lipinski

Loan Officer

308 12th Ave RD

Nampa, ID 83651

(208) 989-4648

mike.lipinski@academymortgage.com

Kathy Smith

Loan Officer

Nampa, ID 83651

(208) 466-3010

milliuser@aol.com

Address

16070 Idaho Center Blvd., Ste. 102

Nampa, ID

Contact

(208) 363-7988

Fax (301) 639-0804

jreid@castlecookemortgage.com

Address

16070 Idaho Center Blvd., Ste. 102

Nampa, ID

Contact

(208) 461-8889

Fax (301) 639-0804

jbowman@castlecookemortgage.com

Address

308 12th Ave RD

Nampa, ID

Contact

(208) 989-4647

Fax (301) 639-0804

georgea.lipinski@academymortgage.com

Refinancing News for Nampa, Idaho 83651