Compare Today’s Refinance Rates for Nordman, Idaho 83848
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Nordman, Idaho 83848.
With a 30-year amortization refinance in Nordman and surrounding areas of Bonner county, our calculations show that you can expect to save up to $6,566 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Nordman, Idaho 83848.
Summary of Average Refinances in Nordman, Idaho 83848
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Interactive Refinance Rate Projections for Nordman, Idaho 83848
Pureloan has developed an interactive chart to monitor the five largest local lenders in Nordman, ID 83848, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Nordman, Idaho 83848 from 2024 - 2016
The following historical data provides insights into refinancing trends in Nordman, Idaho and the surrounding Bonner county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 86.36% | 67.87% | 72.27% | 73.32% | 76.77% | 72.79% | 67.53% | 66.86% | 64.29% |
| avg refi rate | 6.35% | 3.71% | 2.97% | 3.29% | 4.07% | 4.51% | 4.12% | 3.87% | 4.06% |
| % 15 year fixed refinance | 9.09% | 17.67% | 18.62% | 16.72% | 14.84% | 20.41% | 26.15% | 26.82% | 25.26% |
| avg refi rate | 6.06% | 2.69% | 2.49% | 2.81% | 3.64% | 3.99% | 3.26% | 3.08% | 3.27% |
| Avg credit score | 749.18 | 750.11 | 756.81 | 761.28 | 754.47 | 749.54 | 753.06 | 757.46 | 761.00 |
| Avg LTV (loan to value) | 58.55% | 47.79% | 55.34% | 63.60% | 65.08% | 63.22% | 65.41% | 67.99% | 70.08% |
| Avg DTI (debt to income) | 38.50 | 34.68 | 32.68 | 32.33 | 34.04 | 34.59 | 32.32 | 32.20 | 31.41 |
| Avg refinance insurance % | 1.36% | 0.34% | 0.69% | 1.71% | 2.31% | 1.37% | 2.89% | 3.40% | 4.75% |
Best Refinance Brokers around Nordman, Idaho 83848
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Nordman, Idaho 83848, we have compiled a list of top refinance brokers to assist you in the process.
Kathryn Seymour
Loan Officer
1118 W. Ironwood Dr.
Coeur d'Alene, ID 83848
(206) 774-7559
kseymour@evergreenhomeloans.com
Carol Sommerfeld
Loan Officer
105 Pine Street #109
Sandpoint, ID 83848
(208) 263-5300
csommerfeld@evergreenhomeloans.com
Matt Squires
Loan Officer
1118 W. Ironwood Dr.
Coeur d'Alene, ID 83848
(208) 770-3150
msquires@evergreenhomeloans.com
Cathy Pizzini
Loan Officer
1118 W. Ironwood Dr.
Coeur d'Alene, ID 83848
(208) 263-5300
teamevergreen@evergreenhomeloans.com
Greg Larson
Loan Officer
1118 W. Ironwood Dr.
Coeur d'Alene, ID 83848
(208) 770-3150
glarson@evergreenhomeloans.com
Address
1118 W. Ironwood Dr.
Coeur d'Alene, ID
Contact
(206) 774-7559
Fax (301) 639-0804
kseymour@evergreenhomeloans.com
Address
105 Pine Street #109
Sandpoint, ID
Contact
(208) 263-5300
Fax (301) 639-0804
csommerfeld@evergreenhomeloans.com
Address
1118 W. Ironwood Dr.
Coeur d'Alene, ID
Contact
(208) 770-3150
Fax (301) 639-0804
msquires@evergreenhomeloans.com