Compare Today’s Refinance Rates for Notus, Idaho 83656
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Notus, Idaho 83656.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,423 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Notus and other areas of Canyon county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Notus, Idaho 83656
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Interactive Refinance Rate Projections for Notus, Idaho 83656
Pureloan has developed an interactive chart to monitor the five largest local lenders in Notus, ID 83656, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Notus, Idaho 83656 from 2024 - 2016
The following historical data provides insights into refinancing trends in Notus, Idaho and the surrounding Canyon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
% 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Notus, Idaho 83656
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Notus, Idaho 83656, we have compiled a list of top refinance brokers to assist you in the process.
JJ. Lombardy
Loan Agent
1818 Science Center Drive
Boise, ID 83656
(208) 588-1384
JJLombardi@garridomortgage.com
Kristin Porter
Loan Agent
1101 W River St Ste 110
Boise, ID 83656
(208) 389-4709
kcolfer@cableone.net
Debbie Andrews
Escrow Officer
8151 W Rifleman St
Boise, ID 83656
(208) 373-3639
debbiea@pioneertitleco.com
Lonnie Park
Loan Officer
901 N Balsam St
Boise, ID 83656
(208) 869-0763
lparkplace@yahoo.com
Susan King
Loan Officer
8921 W Hackamore Dr
Boise, ID 83656
(208) 947-5555
sking@envoymortgage.com
Address
1818 Science Center Drive
Boise, ID
Contact
(208) 588-1384
Fax (301) 639-0804
JJLombardi@garridomortgage.com
Address
1101 W River St Ste 110
Boise, ID
Contact
(208) 389-4709
Fax (301) 639-0804
kcolfer@cableone.net
Address
8151 W Rifleman St
Boise, ID
Contact
(208) 373-3639
Fax (301) 639-0804
debbiea@pioneertitleco.com