Compare Today’s Refinance Rates for Pocatello, Idaho

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Pocatello, Idaho 83205. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,460 or $12 / month in Pocatello and other areas of Bannock county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Pocatello, Idaho 83205.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Pocatello, Idaho 83205

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Pocatello, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Pocatello, ID 83205, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Pocatello, ID

Refinance Rates for Pocatello, Idaho 83205 from 2013 - 2020

Below are historical data on refinancing in Pocatello, Idaho and around Bannock county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.08% 54.55% 55.32% 57.62% 64.04% 64.02% 73.08% 67.92%
avg refi rate 4.82% 4.57% 3.87% 3.68% 4.43% 4.00% 3.90% 4.04%
% 15 year fixed refinance 29.07% 32.95% 37.77% 33.33% 24.72% 27.44% 22.53% 26.42%
avg refi rate 4.18% 3.82% 3.21% 2.93% 3.48% 3.19% 3.05% 3.29%
Avg credit score 752.94 758.07 763.03 755.04 751.56 754.97 751.10 749.61
Avg LTV (loan to value) 69.48% 70.44% 70.34% 72.00% 74.24% 75.94% 72.80% 71.27%
Avg DTI (debt to income) 31.81 30.18 28.88 30.79 32.72 31.40 31.41 32.71
Avg refinance insurance % 2.78% 3.87% 3.32% 4.51% 6.18% 6.51% 4.38% 4.16%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Pocatello, Idaho 83205

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Pocatello, Idaho 83205, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

J. Vourus

Loan Officer

280 S Arthur Ave

Pocatello, ID 83205

(208) 232-5373

jvouros@ccb-idaho.com

KC Kuttler

Broker/Owner

146 E Chubbuck Rd Ste C

Pocatello, ID 83205

(208) 552-1141

kc@patriotlending.org

Gale Croft

Loan Officer

146 E Chubbuck Rd Ste C

Pocatello, ID 83205

(208) 233-4084

croftgale@hotmail.com

Natasha Lattin

Loan Officer

146 E Chubbuck Rd Ste C

Pocatello, ID 83205

(208) 233-4084

natasha@patriotlending.org

Russ Cottam

Loan Officer

920 Deon Dr

Pocatello, ID 83205

(801) 747-2496

russ.cottam@chl.cc

Address

280 S Arthur Ave

Pocatello, ID

Contact

(208) 232-5373

Fax (301) 639-0804

jvouros@ccb-idaho.com

Address

146 E Chubbuck Rd Ste C

Pocatello, ID

Contact

(208) 552-1141

Fax (301) 639-0804

kc@patriotlending.org

Address

146 E Chubbuck Rd Ste C

Pocatello, ID

Contact

(208) 233-4084

Fax (301) 639-0804

croftgale@hotmail.com

Refinancing News for Pocatello, Idaho 83205