Compare Today’s Refinance Rates for Post Falls, Idaho
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Post Falls, Idaho 83877. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $3,371 or $9 / month in Post Falls and other areas of Kootenai county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Post Falls, Idaho 83877.
Summary of Average Refinance Terms in Post Falls, Idaho 83877
Total Closing Costs
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Customized Refinance Rate Projections for Post Falls, ID
For refinance rate forecasts and predictions in Post Falls, ID 83877, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Post Falls, Idaho 83877 from 2013 - 2020
Below are historical data on refinancing in Post Falls, Idaho and around Kootenai county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||63.14%||56.83%||57.08%||56.62%||65.78%||64.52%||66.80%||64.62%|
|avg refi rate||4.80%||4.52%||3.90%||3.75%||4.50%||4.07%||3.87%||3.98%|
|% 15 year fixed refinance||27.37%||32.06%||32.46%||36.25%||28.34%||25.06%||26.88%||28.72%|
|avg refi rate||4.31%||3.80%||3.28%||3.01%||3.62%||3.28%||3.08%||3.14%|
|Avg credit score||766.02||772.43||773.68||768.66||756.17||761.25||757.45||756.97|
|Avg LTV (loan to value)||60.13%||62.02%||64.17%||67.04%||66.58%||70.20%||67.99%||66.09%|
|Avg DTI (debt to income)||30.21||29.66||29.60||31.39||32.28||31.39||32.23||32.15|
|Avg refinance insurance %||0.91%||1.00%||1.81%||2.85%||3.29%||4.80%||3.41%||2.97%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Post Falls, Idaho 83877
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Post Falls, Idaho 83877, we have compiled a list of the leading refinance brokers to guide you.
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