Compare Today’s Refinance Rates for Princeton, Idaho 83857
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Princeton, Idaho 83857.
With a 30-year amortization refinance in Princeton and surrounding areas of Latah county, our calculations show that you can expect to save up to $5,385 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Princeton, Idaho 83857.
46.899556
-116.828728
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Summary of Average Refinances in Princeton, Idaho 83857
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Princeton, Idaho 83857
Pureloan has developed an interactive chart to monitor the five largest local lenders in Princeton, ID 83857, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Princeton, Idaho 83857 from 2024 - 2016
The following historical data provides insights into refinancing trends in Princeton, Idaho and the surrounding Latah county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.36% | 67.87% | 72.27% | 73.32% | 76.77% | 72.79% | 67.53% | 66.86% | 64.29% |
avg refi rate | 6.35% | 3.71% | 2.97% | 3.29% | 4.07% | 4.51% | 4.12% | 3.87% | 4.06% |
% 15 year fixed refinance | 9.09% | 17.67% | 18.62% | 16.72% | 14.84% | 20.41% | 26.15% | 26.82% | 25.26% |
avg refi rate | 6.06% | 2.69% | 2.49% | 2.81% | 3.64% | 3.99% | 3.26% | 3.08% | 3.27% |
Avg credit score | 749.18 | 750.11 | 756.81 | 761.28 | 754.47 | 749.54 | 753.06 | 757.46 | 761.00 |
Avg LTV (loan to value) | 58.55% | 47.79% | 55.34% | 63.60% | 65.08% | 63.22% | 65.41% | 67.99% | 70.08% |
Avg DTI (debt to income) | 38.50 | 34.68 | 32.68 | 32.33 | 34.04 | 34.59 | 32.32 | 32.20 | 31.41 |
Avg refinance insurance % | 1.36% | 0.34% | 0.69% | 1.71% | 2.31% | 1.37% | 2.89% | 3.40% | 4.75% |
Best Refinance Brokers around Princeton, Idaho 83857
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Princeton, Idaho 83857, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Carol Sommerfeld
Loan Officer
105 Pine Street #109
Sandpoint, ID 83857
(208) 263-5300
csommerfeld@evergreenhomeloans.com
Address
105 Pine Street #109
Sandpoint, ID
Contact
(208) 263-5300
Fax (301) 639-0804
csommerfeld@evergreenhomeloans.com