Compare Today’s Refinance Rates for Rathdrum, Idaho

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Rathdrum, Idaho 83858. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,391 or $18 / month in Rathdrum and other areas of Kootenai county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rathdrum, Idaho 83858.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rathdrum, Idaho 83858

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rathdrum, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rathdrum, ID 83858, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rathdrum, ID

Refinance Rates for Rathdrum, Idaho 83858 from 2013 - 2020

Below are historical data on refinancing in Rathdrum, Idaho and around Kootenai county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 63.14% 56.83% 57.08% 56.62% 65.78% 64.52% 66.80% 64.62%
avg refi rate 4.80% 4.52% 3.90% 3.75% 4.50% 4.07% 3.87% 3.98%
% 15 year fixed refinance 27.37% 32.06% 32.46% 36.25% 28.34% 25.06% 26.88% 28.72%
avg refi rate 4.31% 3.80% 3.28% 3.01% 3.62% 3.28% 3.08% 3.14%
Avg credit score 766.02 772.43 773.68 768.66 756.17 761.25 757.45 756.97
Avg LTV (loan to value) 60.13% 62.02% 64.17% 67.04% 66.58% 70.20% 67.99% 66.09%
Avg DTI (debt to income) 30.21 29.66 29.60 31.39 32.28 31.39 32.23 32.15
Avg refinance insurance % 0.91% 1.00% 1.81% 2.85% 3.29% 4.80% 3.41% 2.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rathdrum, Idaho 83858

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rathdrum, Idaho 83858, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Carol Sommerfeld

Loan Officer

105 Pine Street #109

Sandpoint, ID 83858

(208) 263-5300

csommerfeld@evergreenhomeloans.com

Address

105 Pine Street #109

Sandpoint, ID

Contact

(208) 263-5300

Fax (301) 639-0804

csommerfeld@evergreenhomeloans.com

Refinancing News for Rathdrum, Idaho 83858