Compare Today’s Refinance Rates for Rathdrum, Idaho
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Rathdrum, Idaho 83858. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,126 or $28 / month in Rathdrum and other areas of Kootenai county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rathdrum, Idaho 83858.
Summary of Average Refinance Terms in Rathdrum, Idaho 83858
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Customized Refinance Rate Projections for Rathdrum, ID
For refinance rate forecasts and predictions in Rathdrum, ID 83858, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Rathdrum, Idaho 83858 from 2013 - 2020
Below are historical data on refinancing in Rathdrum, Idaho and around Kootenai county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||63.14%||56.83%||57.08%||56.62%||65.78%||64.52%||66.80%||64.62%|
|avg refi rate||4.80%||4.52%||3.90%||3.75%||4.50%||4.07%||3.87%||3.98%|
|% 15 year fixed refinance||27.37%||32.06%||32.46%||36.25%||28.34%||25.06%||26.88%||28.72%|
|avg refi rate||4.31%||3.80%||3.28%||3.01%||3.62%||3.28%||3.08%||3.14%|
|Avg credit score||766.02||772.43||773.68||768.66||756.17||761.25||757.45||756.97|
|Avg LTV (loan to value)||60.13%||62.02%||64.17%||67.04%||66.58%||70.20%||67.99%||66.09%|
|Avg DTI (debt to income)||30.21||29.66||29.60||31.39||32.28||31.39||32.23||32.15|
|Avg refinance insurance %||0.91%||1.00%||1.81%||2.85%||3.29%||4.80%||3.41%||2.97%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Rathdrum, Idaho 83858
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rathdrum, Idaho 83858, we have compiled a list of the leading refinance brokers to guide you.
105 Pine Street #109
Sandpoint, ID 83858