Compare Today’s Refinance Rates for Reubens, Idaho 83548
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Reubens, Idaho 83548.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Reubens, Idaho 83548. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,743 or $13 per month in Reubens and other parts of Lewis county.
Summary of Average Refinances in Reubens, Idaho 83548
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Interactive Refinance Rate Projections for Reubens, Idaho 83548
Pureloan has developed an interactive chart to monitor the five largest local lenders in Reubens, ID 83548, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Reubens, Idaho 83548 from 2024 - 2016
The following historical data provides insights into refinancing trends in Reubens, Idaho and the surrounding Lewis county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 69.12% | 69.68% | 59.73% | 62.86% | 68.18% | 54.84% | 72.50% | 64.29% |
avg refi rate | 6.21% | 3.54% | 2.97% | 3.36% | 4.21% | 4.56% | 4.09% | 4.02% | 4.05% |
% 15 year fixed refinance | 17.65% | 22.62% | 24.16% | 28.57% | 22.73% | 41.94% | 20.00% | 25.00% | |
avg refi rate | 2.83% | 2.46% | 2.89% | 3.79% | 3.93% | 3.42% | 3.44% | 3.09% | |
Avg credit score | 764.56 | 742.96 | 751.23 | 753.08 | 740.34 | 732.82 | 744.74 | 757.58 | 752.29 |
Avg LTV (loan to value) | 49.44% | 56.35% | 61.45% | 68.24% | 67.49% | 71.36% | 71.55% | 67.40% | 69.79% |
Avg DTI (debt to income) | 33.22 | 34.07 | 31.64 | 33.15 | 34.80 | 34.23 | 34.26 | 32.38 | 27.82 |
Avg refinance insurance % | 2.78% | 0.79% | 1.55% | 3.08% | 4.43% | 3.95% | 4.55% | 3.23% | 4.39% |
Best Refinance Brokers around Reubens, Idaho 83548
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Reubens, Idaho 83548, we have compiled a list of top refinance brokers to assist you in the process.
Jonathan Huges
Mortgage Loan Officer
247 Thain Rd Ste 104
Lewiston, ID 83548
(208) 743-1005
jonathan.hughes@mannmortgage.com
James Waham
Home Loan Officer
1428 G Street
Lewiston , ID 83548
(208) 792-4000
james.waham@homestreet.com
Gina Lewis
Home Loan Officer
1428 G Street
Lewiston , ID 83548
(208) 792-4000
gina.lewis@homestreet.com
Lisa Welch
Home Loan Officer
1428 G Street
Lewiston , ID 83548
(208) 792-4000
lisa.welch@homestreet.com
Address
247 Thain Rd Ste 104
Lewiston, ID
Contact
(208) 743-1005
Fax (301) 639-0804
jonathan.hughes@mannmortgage.com
Address
1428 G Street
Lewiston , ID
Contact
(208) 792-4000
Fax (301) 639-0804
james.waham@homestreet.com
Address
1428 G Street
Lewiston , ID
Contact
(208) 792-4000
Fax (301) 639-0804
gina.lewis@homestreet.com