Compare Today’s Refinance Rates for Shoup, Idaho 83469
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Shoup, Idaho 83469.
With a 30-year amortization refinance in Shoup and surrounding areas of Lemhi county, our calculations show that you can expect to save up to $4,755 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Shoup, Idaho 83469.
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Summary of Average Refinances in Shoup, Idaho 83469
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Shoup, Idaho 83469
Pureloan has developed an interactive chart to monitor the five largest local lenders in Shoup, ID 83469, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Shoup, Idaho 83469 from 2024 - 2016
The following historical data provides insights into refinancing trends in Shoup, Idaho and the surrounding Lemhi county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 85.71% | 66.03% | 66.13% | 63.37% | 71.61% | 67.52% | 65.28% | 57.20% | 62.67% |
| avg refi rate | 6.16% | 3.73% | 2.89% | 3.16% | 4.04% | 4.50% | 4.05% | 3.88% | 4.03% |
| % 15 year fixed refinance | 10.71% | 22.97% | 20.39% | 25.39% | 16.53% | 21.37% | 27.98% | 34.80% | 28.00% |
| avg refi rate | 5.08% | 2.73% | 2.42% | 2.72% | 3.53% | 3.85% | 3.19% | 3.13% | 3.24% |
| Avg credit score | 747.93 | 749.81 | 754.18 | 757.25 | 748.27 | 738.60 | 745.99 | 751.22 | 756.64 |
| Avg LTV (loan to value) | 61.54% | 48.69% | 57.96% | 65.08% | 66.74% | 69.41% | 71.05% | 71.83% | 75.00% |
| Avg DTI (debt to income) | 37.68 | 32.72 | 31.35 | 31.49 | 33.31 | 34.56 | 33.24 | 32.08 | 31.89 |
| Avg refinance insurance % | 0.86% | 0.35% | 0.93% | 1.74% | 2.29% | 2.99% | 2.94% | 4.73% | 7.77% |
Best Refinance Brokers around Shoup, Idaho 83469
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Shoup, Idaho 83469, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jonathan Huges
Mortgage Loan Officer
247 Thain Rd Ste 104
Lewiston, ID 83469
(208) 743-1005
jonathan.hughes@mannmortgage.com
James Waham
Home Loan Officer
1428 G Street
Lewiston , ID 83469
(208) 792-4000
james.waham@homestreet.com
Gina Lewis
Home Loan Officer
1428 G Street
Lewiston , ID 83469
(208) 792-4000
gina.lewis@homestreet.com
Lisa Welch
Home Loan Officer
1428 G Street
Lewiston , ID 83469
(208) 792-4000
lisa.welch@homestreet.com
Address
247 Thain Rd Ste 104
Lewiston, ID
Contact
(208) 743-1005
Fax (301) 639-0804
jonathan.hughes@mannmortgage.com
Address
1428 G Street
Lewiston , ID
Contact
(208) 792-4000
Fax (301) 639-0804
james.waham@homestreet.com
Address
1428 G Street
Lewiston , ID
Contact
(208) 792-4000
Fax (301) 639-0804
gina.lewis@homestreet.com