Compare Today’s Refinance Rates for Twin Falls, Idaho

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Twin Falls, Idaho 83303. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Twin Falls and other areas of Twin Falls county, expected lifetime cash savings are $10,861 or $30 / month.

For Twin Falls, Idaho 83303, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Twin Falls, Idaho 83303

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Twin Falls, ID

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Twin Falls, ID 83303, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Twin Falls, ID

Refinance Rates for Twin Falls, Idaho 83303 from 2013 - 2020

Below are historical data on refinancing in Twin Falls, Idaho and around Twin Falls county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.56% 56.35% 54.93% 50.77% 67.02% 71.07% 55.98% 54.37%
avg refi rate 4.80% 4.55% 3.82% 3.63% 4.44% 4.03% 3.91% 4.06%
% 15 year fixed refinance 26.53% 25.89% 32.04% 39.01% 22.34% 16.98% 32.82% 36.89%
avg refi rate 4.24% 3.90% 3.05% 2.87% 3.51% 3.35% 3.01% 3.14%
Avg credit score 761.51 762.48 765.81 765.14 749.40 754.21 749.51 750.13
Avg LTV (loan to value) 62.96% 67.27% 69.10% 67.98% 72.81% 71.43% 70.63% 69.73%
Avg DTI (debt to income) 31.01 30.92 29.69 30.37 32.83 33.37 33.74 32.44
Avg refinance insurance % 1.18% 3.11% 2.83% 2.72% 7.10% 5.21% 4.19% 2.96%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Twin Falls, Idaho 83303

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Twin Falls, Idaho 83303, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tiffiny Taylor

loan officer

1290 North College Road, Unit A

Twin Falls, ID 83303

(208) 732-0840

ttaylor@guildmortgage.net

Jeff Duggan

loan officer

1290 North College Road, Unit A

Twin Falls, ID 83303

(208) 732-0840

jduggan@guildmortgage.net

Derrik Brinkman

loan officer

1290 North College Road, Unit A

Twin Falls, ID 83303

(208) 732-0843

dbrinkman@guildmortgage.net

Debbie Owen

Branch Manager

1290 North College Road, Unit A

Twin Falls, ID 83303

(208) 732-0845

dowen@guildmortgage.net

Diane Fischer

Loan Officer

383 Shoshone Street North

Twin Falls, ID 83303

(208) 933-3428

dfischer@firstfd.com

Address

1290 North College Road, Unit A

Twin Falls, ID

Contact

(208) 732-0840

Fax (301) 639-0804

ttaylor@guildmortgage.net

Address

1290 North College Road, Unit A

Twin Falls, ID

Contact

(208) 732-0840

Fax (301) 639-0804

jduggan@guildmortgage.net

Address

1290 North College Road, Unit A

Twin Falls, ID

Contact

(208) 732-0843

Fax (301) 639-0804

dbrinkman@guildmortgage.net

Refinancing News for Twin Falls, Idaho 83303