Compare Today’s Refinance Rates for Wilder, Idaho 83676
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wilder, Idaho 83676.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,548 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Wilder and other areas of Canyon county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wilder, Idaho 83676
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Interactive Refinance Rate Projections for Wilder, Idaho 83676
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wilder, ID 83676, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wilder, Idaho 83676 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wilder, Idaho and the surrounding Canyon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
% 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Wilder, Idaho 83676
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wilder, Idaho 83676, we have compiled a list of top refinance brokers to assist you in the process.
Sherry Wilkinson
Loan Officer
308 12th Ave Rd
Nampa, ID 83676
(208) 498-1780
sherry.wilkinson@academy.cc
Daniel Fullmer
Loan Officer
5660 E Franklin Rd Ste 301
Nampa, ID 83676
(208) 475-1372
Dan@affinitymortgage.com
Andrew Fullmer
Loan Officer
5660 E Franklin Rd Ste 301
Nampa, ID 83676
(208) 475-1373
Andrew@affinitymortgage.com
Jeremy Lucas
Loan Officer
5660 E Franklin Rd Ste 301
Nampa, ID 83676
(208) 475-1371
Jeremy@affinitymortgage.com
Brian Fullmer
Loan Officer
5660 E Franklin Rd Ste 301
Nampa, ID 83676
(208) 475-1373
Brian@affinitymortgage.com
Address
308 12th Ave Rd
Nampa, ID
Contact
(208) 498-1780
Fax (301) 639-0804
sherry.wilkinson@academy.cc
Address
5660 E Franklin Rd Ste 301
Nampa, ID
Contact
(208) 475-1372
Fax (301) 639-0804
Dan@affinitymortgage.com
Address
5660 E Franklin Rd Ste 301
Nampa, ID
Contact
(208) 475-1373
Fax (301) 639-0804
Andrew@affinitymortgage.com