Compare Today’s Refinance Rates for Ancona, Illinois 61311
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ancona, Illinois 61311.
With a 30-year amortization refinance in Ancona and surrounding areas of Livingston county, our calculations show that you can expect to save up to $2,306 over the lifetime of your mortgage, or a monthly savings of $6. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Ancona, Illinois 61311.
Summary of Average Refinances in Ancona, Illinois 61311
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Interactive Refinance Rate Projections for Ancona, Illinois 61311
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ancona, IL 61311, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ancona, Illinois 61311 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ancona, Illinois and the surrounding Livingston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
% 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around Ancona, Illinois 61311
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ancona, Illinois 61311, we have compiled a list of top refinance brokers to assist you in the process.
Nichole Eisenberg
Branch Mgr
111 East Main Street
Amboy, IL 61311
(800) 345-2178
amboy@ffsbweb.com
KATHERINE ELMENDORF
Mortgage Consultant
1402 Columbus St
Ottawa, IL 61311
(815) 433-3715
katherine.elmendorf@wellsfargo.com
Jacob Chapman
Loans officer
3184 N State Route 23
Ottawa, IL 61311
(815) 433-1780
jchapma@1stfarmcredit.com
Aaron King
Loans officer
2950 N Main Street suite 1
Princeton, IL 61311
(815) 872-0067
aking@1stfarmcredit.com
Laurie Wood
Lending Services Administrator
2950 N Main Street suite 1
Princeton, IL 61311
(815) 872-0067
lwood@1stfarmcredit.com
Address
111 East Main Street
Amboy, IL
Contact
(800) 345-2178
Fax (301) 639-0804
amboy@ffsbweb.com
Address
1402 Columbus St
Ottawa, IL
Contact
(815) 433-3715
Fax (301) 639-0804
katherine.elmendorf@wellsfargo.com
Address
3184 N State Route 23
Ottawa, IL
Contact
(815) 433-1780
Fax (301) 639-0804
jchapma@1stfarmcredit.com