Compare Today’s Refinance Rates for Auburn, Illinois 62615
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Auburn, Illinois 62615.
With a 30-year amortization refinance in Auburn and surrounding areas of Sangamon county, our calculations show that you can expect to save up to $4,379 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Auburn, Illinois 62615.
Summary of Average Refinances in Auburn, Illinois 62615
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Interactive Refinance Rate Projections for Auburn, Illinois 62615
Pureloan has developed an interactive chart to monitor the five largest local lenders in Auburn, IL 62615, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Auburn, Illinois 62615 from 2024 - 2016
The following historical data provides insights into refinancing trends in Auburn, Illinois and the surrounding Sangamon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
% 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Auburn, Illinois 62615
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Auburn, Illinois 62615, we have compiled a list of top refinance brokers to assist you in the process.
Scott Musch
President/Loan Officer
300 Washington St
Beardstown, IL 62615
(217) 323-4105
smusch@fnbbtown.com
Jason Brockschmidt
Loan Officer
300 Washington St
Beardstown, IL 62615
(217) 323-4105
jbrockschmidt@fnbbtown.com
Jeanette Harbin
Loan Officer
300 Washington St
Beardstown, IL 62615
(217) 323-4105
jharbin@fnbbtown.com
Paul Rice
Loan Officer
300 Washington St
Beardstown, IL 62615
(217) 323-4105
price@fnbbtown.com
Dawn Horrell
Mortgage Consultant
402 N 3rd St
Girard, IL 62615
(217) 627-2186
dhorrell@psbank.net
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
smusch@fnbbtown.com
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
jbrockschmidt@fnbbtown.com
Address
300 Washington St
Beardstown, IL
Contact
(217) 323-4105
Fax (301) 639-0804
jharbin@fnbbtown.com