Compare Today’s Refinance Rates for Aurora, Illinois

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Aurora, Illinois 60502. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Aurora and surrounding areas of Dupage county, your expected lifetime cash savings are $7,574 or $21 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Aurora, Illinois 60502.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Aurora, Illinois 60502

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Aurora, IL

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Aurora, IL 60502, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Aurora, IL

Refinance Rates for Aurora, Illinois 60502 from 2013 - 2020

Below are historical data on refinancing in Aurora, Illinois and around Dupage county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 52.73% 43.03% 48.32% 48.09% 51.61% 52.95% 55.96% 48.73%
avg refi rate 4.78% 4.43% 3.87% 3.67% 4.46% 4.05% 3.84% 3.93%
% 15 year fixed refinance 33.52% 39.30% 35.64% 38.76% 35.06% 32.76% 31.09% 37.47%
avg refi rate 4.21% 3.76% 3.22% 2.96% 3.52% 3.25% 3.08% 3.11%
Avg credit score 770.82 771.52 773.60 769.69 758.18 760.50 761.54 759.40
Avg LTV (loan to value) 60.09% 60.90% 62.86% 64.93% 69.36% 70.65% 69.95% 69.84%
Avg DTI (debt to income) 31.14 30.73 30.34 30.71 33.36 32.97 32.82 34.01
Avg refinance insurance % 0.67% 0.92% 1.25% 2.18% 3.49% 4.22% 3.56% 3.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Aurora, Illinois 60502

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Aurora, Illinois 60502, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Pedro Gonzales

Branch Manager

69 E. Downer Place

Aurora, IL 60502

(800) 270-3416

pedrogonzales@leader1.com

Richard Fousek

Mortgage Banker

1500 N Orchard Rd

Aurora, IL 60502

(33) 643-4734

richard.a.fousek@chase.com

David James

Home Mortgage Consultant

4332 Fox Valley Center Dr

Aurora, IL 60502

(630) 820-5226

david.k.james@wellsfargo.com

ERIC NUNNALLY

Mortgage Consultant

4332 Fox Valley Center Dr

Aurora, IL 60502

(630) 820-5219

eric.nunnally@wellsfargo.com

Homero Carranza

Mortgage Banker

1188 N Eola Rd

Aurora, IL 60502

(163) 082-0484

Homero.Carranza@chase.com

Address

69 E. Downer Place

Aurora, IL

Contact

(800) 270-3416

Fax (301) 639-0804

pedrogonzales@leader1.com

Address

1500 N Orchard Rd

Aurora, IL

Contact

(33) 643-4734

Fax (301) 639-0804

richard.a.fousek@chase.com

Address

4332 Fox Valley Center Dr

Aurora, IL

Contact

(630) 820-5226

Fax (301) 639-0804

david.k.james@wellsfargo.com

Refinancing News for Aurora, Illinois 60502