Compare Today’s Refinance Rates for Basco, Illinois 62313
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Basco, Illinois 62313.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Basco, Illinois 62313. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,855 or $8 per month in Basco and other parts of Hancock county.
Summary of Average Refinances in Basco, Illinois 62313
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Interactive Refinance Rate Projections for Basco, Illinois 62313
Pureloan has developed an interactive chart to monitor the five largest local lenders in Basco, IL 62313, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Basco, Illinois 62313 from 2024 - 2016
The following historical data provides insights into refinancing trends in Basco, Illinois and the surrounding Hancock county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 50.00% | 40.00% | 45.83% | 44.44% | 41.11% | 38.03% | 28.33% | 27.21% | |
| avg refi rate | 4.11% | 3.74% | 3.90% | 4.45% | 3.42% | 3.83% | 4.41% | 4.77% | |
| % 15 year fixed refinance | 28.57% | 52.00% | 33.33% | 38.89% | 41.11% | 42.96% | 49.17% | 47.06% | |
| avg refi rate | 3.13% | 3.04% | 2.97% | 3.46% | 2.77% | 3.08% | 3.59% | 4.11% | |
| Avg credit score | 726.43 | 741.36 | 750.58 | 721.78 | 761.51 | 764.54 | 767.75 | 772.63 | |
| Avg LTV (loan to value) | 71.43% | 74.08% | 73.04% | 67.22% | 69.30% | 67.25% | 66.97% | 64.72% | |
| Avg DTI (debt to income) | 29.79 | 31.44 | 30.04 | 32.94 | 31.11 | 29.46 | 29.66 | 28.21 | |
| Avg refinance insurance % | 2.57% | 6.52% | 2.58% | 0.67% | 3.67% | 2.45% | 1.41% | 1.13% |
Best Refinance Brokers around Basco, Illinois 62313
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Basco, Illinois 62313, we have compiled a list of top refinance brokers to assist you in the process.
Nathan Frese
Mortgage Loan Officer
1132 Broadway St # 305
Quincy, IL 62313
(217) 223-7100
nfrese@bankofquincy.com
Mike Smith
Mortgage Loan Officer
1132 Broadway St # 305
Quincy, IL 62313
(217) 223-7100
msmith@bankofquincy.com
Michelle MIller
Mortgage Loan Officer
1132 Broadway St # 305
Quincy, IL 62313
(217) 223-7100
mmiller@bankofquincy.com
Troy Kemp
Commercial Loan Officer
1132 Broadway St # 305
Quincy, IL 62313
(217) 223-7100
tkemp@bankofquincy.com
Marcia Hardin
Commercial Loan Officer
1132 Broadway St # 305
Quincy, IL 62313
(217) 223-7100
mhardin@bankofquincy.com
Address
1132 Broadway St # 305
Quincy, IL
Contact
(217) 223-7100
Fax (301) 639-0804
nfrese@bankofquincy.com
Address
1132 Broadway St # 305
Quincy, IL
Contact
(217) 223-7100
Fax (301) 639-0804
msmith@bankofquincy.com
Address
1132 Broadway St # 305
Quincy, IL
Contact
(217) 223-7100
Fax (301) 639-0804
mmiller@bankofquincy.com