Compare Today’s Refinance Rates for Bolingbrook, Illinois 60440
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bolingbrook, Illinois 60440.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bolingbrook, Illinois 60440. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,961 or $14 per month in Bolingbrook and other parts of Will county.
Summary of Average Refinances in Bolingbrook, Illinois 60440
Become a certified mortgage expert on Pureloan.com
in Bolingbrook, Illinois 60440
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Bolingbrook, Illinois 60440
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bolingbrook, IL 60440, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bolingbrook, Illinois 60440 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bolingbrook, Illinois and the surrounding Will county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around Bolingbrook, Illinois 60440
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bolingbrook, Illinois 60440, we have compiled a list of top refinance brokers to assist you in the process.
Jason Ramos
Mortgage Banker
150 W Boughton Rd
Bolingbrook, IL 60440
(163) 075-9522
Jason.Ramos@chase.com
Rachael Gish
Mortgage Banker
11205 Lincoln Hwy
Mokena, IL 60440
(81) 579-3487
rachael.r.gish@chase.com
Pat Guisinger
Mortgage Loan Originator
5601 S. Cicero
Crestwood, IL 60440
(708) 385-6900
Pguisinger@seawaybank.us
Kristen Mahoney
Loan Officer
16057 S Farrell Rd Fl 01
Lockport, IL 60440
(815) 836-8118
Kristen.F.Mahoney@Chase.com
Jason Zimmer
Mortgage Consultant
16626 W 159th St Ste 704
Lockport, IL 60440
(815) 838-6613
jzimmer@parlaymortgage.com
Address
150 W Boughton Rd
Bolingbrook, IL
Contact
(163) 075-9522
Fax (301) 639-0804
Jason.Ramos@chase.com
Address
11205 Lincoln Hwy
Mokena, IL
Contact
(81) 579-3487
Fax (301) 639-0804
rachael.r.gish@chase.com
Address
5601 S. Cicero
Crestwood, IL
Contact
(708) 385-6900
Fax (301) 639-0804
Pguisinger@seawaybank.us