Compare Today’s Refinance Rates for Breese, Illinois 62230
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Breese, Illinois 62230.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Breese, Illinois 62230. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,838 or $16 per month in Breese and other parts of Clinton county.
Summary of Average Refinances in Breese, Illinois 62230
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Interactive Refinance Rate Projections for Breese, Illinois 62230
Pureloan has developed an interactive chart to monitor the five largest local lenders in Breese, IL 62230, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Breese, Illinois 62230 from 2024 - 2016
The following historical data provides insights into refinancing trends in Breese, Illinois and the surrounding Clinton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
| avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
| % 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
| avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
| Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
| Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
| Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
| Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Breese, Illinois 62230
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Breese, Illinois 62230, we have compiled a list of top refinance brokers to assist you in the process.
AnneMarie Toeben
Home Loan Consultant
550 N 2nd St Ofc
Breese, IL 62230
(618) 420-8274
annemarie.toeben@fbol.com
Randolph Hamilton
Mortgage orginator
1100 Belt Line Rd
Collinsville, IL 62230
(618) 345-1000
RHamilton@scu.org
Michael Holley
Mortgage orginator
1100 Belt Line Rd
Collinsville, IL 62230
(618) 345-1000
MHolley@scu.org
Alicia Kallal
Mortgage orginator
1100 Belt Line Rd
Collinsville, IL 62230
(618) 345-1000
AKallal@scu.org
Brian Waldron
Mortgage orginator
1100 Belt Line Rd
Collinsville, IL 62230
(618) 345-1000
BWaldron@scu.org
Address
550 N 2nd St Ofc
Breese, IL
Contact
(618) 420-8274
Fax (301) 639-0804
annemarie.toeben@fbol.com
Address
1100 Belt Line Rd
Collinsville, IL
Contact
(618) 345-1000
Fax (301) 639-0804
RHamilton@scu.org
Address
1100 Belt Line Rd
Collinsville, IL
Contact
(618) 345-1000
Fax (301) 639-0804
MHolley@scu.org