Compare Today’s Refinance Rates for Brussels, Illinois 62013
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Brussels, Illinois 62013.
With a 30-year amortization refinance in Brussels and surrounding areas of Calhoun county, our calculations show that you can expect to save up to $4,014 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Brussels, Illinois 62013.
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Summary of Average Refinances in Brussels, Illinois 62013
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Brussels, Illinois 62013
Pureloan has developed an interactive chart to monitor the five largest local lenders in Brussels, IL 62013, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Brussels, Illinois 62013 from 2024 - 2016
The following historical data provides insights into refinancing trends in Brussels, Illinois and the surrounding Calhoun county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.24% | 54.51% | 45.23% | 47.50% | 56.23% | 59.69% | 49.15% | 41.89% | 41.54% |
| avg refi rate | 6.40% | 3.93% | 3.01% | 3.23% | 4.19% | 4.50% | 4.02% | 3.82% | 4.00% |
| % 15 year fixed refinance | 11.76% | 33.48% | 36.37% | 35.19% | 25.22% | 28.57% | 33.56% | 28.42% | 33.46% |
| avg refi rate | 5.94% | 2.94% | 2.38% | 2.65% | 3.64% | 3.96% | 3.26% | 3.00% | 3.16% |
| Avg credit score | 739.47 | 736.56 | 753.23 | 761.33 | 752.13 | 792.89 | 745.51 | 752.77 | 753.18 |
| Avg LTV (loan to value) | 65.29% | 67.77% | 70.12% | 71.76% | 73.11% | 69.98% | 72.46% | 73.53% | 72.53% |
| Avg DTI (debt to income) | 37.41 | 31.35 | 30.48 | 29.95 | 32.02 | 31.13 | 31.42 | 30.92 | 31.10 |
| Avg refinance insurance % | 5.29% | 2.15% | 3.11% | 4.19% | 5.27% | 3.16% | 4.30% | 5.43% | 5.01% |
Best Refinance Brokers around Brussels, Illinois 62013
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Brussels, Illinois 62013, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Melissa Tarrant
Mortgage Lender
704 Texas Blvd
Bethalto, IL 62013
(618) 377-9146
mtarrant@fnbstaunton.com
Martha Smith
Mortgage Lender
704 Texas Blvd
Bethalto, IL 62013
(618) 377-9146
msmith@fnbstaunton.com
Shannon Scheffel
Mortgage Lender
704 Texas Blvd
Bethalto, IL 62013
(618) 377-9146
sscheffel@fnbstaunton.com
Larry Ziglar
Mortgage Lender
115 S Elm St
Staunton, IL 62013
(618) 635-2234
lziglar@fnbstaunton.com
Rory Makler
Mortgage Lender
115 S Elm St
Staunton, IL 62013
(618) 635-2234
rmakler@fnbstaunton.com
Address
704 Texas Blvd
Bethalto, IL
Contact
(618) 377-9146
Fax (301) 639-0804
mtarrant@fnbstaunton.com
Address
704 Texas Blvd
Bethalto, IL
Contact
(618) 377-9146
Fax (301) 639-0804
msmith@fnbstaunton.com
Address
704 Texas Blvd
Bethalto, IL
Contact
(618) 377-9146
Fax (301) 639-0804
sscheffel@fnbstaunton.com