Compare Today’s Refinance Rates for Bunker Hill, Illinois 62014
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bunker Hill, Illinois 62014.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,649 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Bunker Hill and other areas of Macoupin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bunker Hill, Illinois 62014
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Interactive Refinance Rate Projections for Bunker Hill, Illinois 62014
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bunker Hill, IL 62014, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bunker Hill, Illinois 62014 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bunker Hill, Illinois and the surrounding Macoupin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.24% | 54.51% | 45.23% | 47.50% | 56.23% | 59.69% | 49.15% | 41.89% | 41.54% |
avg refi rate | 6.40% | 3.93% | 3.01% | 3.23% | 4.19% | 4.50% | 4.02% | 3.82% | 4.00% |
% 15 year fixed refinance | 11.76% | 33.48% | 36.37% | 35.19% | 25.22% | 28.57% | 33.56% | 28.42% | 33.46% |
avg refi rate | 5.94% | 2.94% | 2.38% | 2.65% | 3.64% | 3.96% | 3.26% | 3.00% | 3.16% |
Avg credit score | 739.47 | 736.56 | 753.23 | 761.33 | 752.13 | 792.89 | 745.51 | 752.77 | 753.18 |
Avg LTV (loan to value) | 65.29% | 67.77% | 70.12% | 71.76% | 73.11% | 69.98% | 72.46% | 73.53% | 72.53% |
Avg DTI (debt to income) | 37.41 | 31.35 | 30.48 | 29.95 | 32.02 | 31.13 | 31.42 | 30.92 | 31.10 |
Avg refinance insurance % | 5.29% | 2.15% | 3.11% | 4.19% | 5.27% | 3.16% | 4.30% | 5.43% | 5.01% |
Best Refinance Brokers around Bunker Hill, Illinois 62014
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bunker Hill, Illinois 62014, we have compiled a list of top refinance brokers to assist you in the process.
Melissa Tarrant
Mortgage Lender
704 Texas Blvd
Bethalto, IL 62014
(618) 377-9146
mtarrant@fnbstaunton.com
Martha Smith
Mortgage Lender
704 Texas Blvd
Bethalto, IL 62014
(618) 377-9146
msmith@fnbstaunton.com
Shannon Scheffel
Mortgage Lender
704 Texas Blvd
Bethalto, IL 62014
(618) 377-9146
sscheffel@fnbstaunton.com
Larry Ziglar
Mortgage Lender
115 S Elm St
Staunton, IL 62014
(618) 635-2234
lziglar@fnbstaunton.com
Rory Makler
Mortgage Lender
115 S Elm St
Staunton, IL 62014
(618) 635-2234
rmakler@fnbstaunton.com
Address
704 Texas Blvd
Bethalto, IL
Contact
(618) 377-9146
Fax (301) 639-0804
mtarrant@fnbstaunton.com
Address
704 Texas Blvd
Bethalto, IL
Contact
(618) 377-9146
Fax (301) 639-0804
msmith@fnbstaunton.com
Address
704 Texas Blvd
Bethalto, IL
Contact
(618) 377-9146
Fax (301) 639-0804
sscheffel@fnbstaunton.com