Compare Today’s Refinance Rates for Cary, Illinois 60013
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cary, Illinois 60013.
With a 30-year amortization refinance in Cary and surrounding areas of Mchenry county, our calculations show that you can expect to save up to $6,626 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cary, Illinois 60013.
Summary of Average Refinances in Cary, Illinois 60013
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Interactive Refinance Rate Projections for Cary, Illinois 60013
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cary, IL 60013, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cary, Illinois 60013 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cary, Illinois and the surrounding Mchenry county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around Cary, Illinois 60013
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cary, Illinois 60013, we have compiled a list of top refinance brokers to assist you in the process.
Dan Retzinger
Loan Officer
103 E Main St
Cary, IL 60013
(630) 376-0516
dan.retzinger@1amllc.com
David Winfrey
Loan Officer
300 Northwest Hwy
Cary, IL 60013
(847) 639-7943
David.C.Winfrey@chase.com
Robert Kenney
Mortgage Professional
103 E Main St
Cary, IL 60013
(630) 376-0538
bob.kenney@1amllc.com
Shelly Straim
Mortgage Consultant
2720 S River Rd
Des Plaines, IL 60013
(847) 297-0737
sstraim@oneononefunding.com
Bonnie Soltesz
Lending Officer
616 W Main St
Barrington, IL 60013
(847) 381-3233
Bonnie@baecu220.com
Address
103 E Main St
Cary, IL
Contact
(630) 376-0516
Fax (301) 639-0804
dan.retzinger@1amllc.com
Address
300 Northwest Hwy
Cary, IL
Contact
(847) 639-7943
Fax (301) 639-0804
David.C.Winfrey@chase.com
Address
103 E Main St
Cary, IL
Contact
(630) 376-0538
Fax (301) 639-0804
bob.kenney@1amllc.com