Compare Today’s Refinance Rates for Chicago Heights, Illinois 60412
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Chicago Heights, Illinois 60412.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Chicago Heights, Illinois 60412. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,649 or $10 per month in Chicago Heights and other parts of Cook county.
Summary of Average Refinances in Chicago Heights, Illinois 60412
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Interactive Refinance Rate Projections for Chicago Heights, Illinois 60412
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chicago Heights, IL 60412, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chicago Heights, Illinois 60412 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chicago Heights, Illinois and the surrounding Cook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around Chicago Heights, Illinois 60412
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chicago Heights, Illinois 60412, we have compiled a list of top refinance brokers to assist you in the process.
Jerry Parker
Loan Officer
27242 W Eames St
Channahon, IL 60412
(815) 467-9761
Jerry.L.Parker@chase.com
Rachael Gish
Mortgage Banker
11205 Lincoln Hwy
Mokena, IL 60412
(81) 579-3487
rachael.r.gish@chase.com
Chris Alsip
Mortgage Loans Officers
9612 W 143rd St
Orland Park, IL 60412
(773) 476-5110
calsip@emarquettebank.com
Levier Barreda
Mortgage Banker
6532 Cermak Rd
Berwyn, IL 60412
(170) 874-9031
Levier.Barreda@chase.com
Mark Genovese
Mortgage Banker
1132 State St
Lemont, IL 60412
(163) 024-3745
Mark.Genovese@chase.com
Address
27242 W Eames St
Channahon, IL
Contact
(815) 467-9761
Fax (301) 639-0804
Jerry.L.Parker@chase.com
Address
11205 Lincoln Hwy
Mokena, IL
Contact
(81) 579-3487
Fax (301) 639-0804
rachael.r.gish@chase.com
Address
9612 W 143rd St
Orland Park, IL
Contact
(773) 476-5110
Fax (301) 639-0804
calsip@emarquettebank.com