Compare Today’s Refinance Rates for Cicero, Illinois 60804
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Cicero, Illinois 60804.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Cicero, Illinois 60804. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,153 or $20 per month in Cicero and other parts of Cook county.
Summary of Average Refinances in Cicero, Illinois 60804
Become a certified mortgage expert on Pureloan.com
in Cicero, Illinois 60804
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Cicero, Illinois 60804
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cicero, IL 60804, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cicero, Illinois 60804 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cicero, Illinois and the surrounding Cook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 67.80% | 47.57% | 52.85% | 53.92% | 60.81% | 57.32% | 51.67% | 56.95% | 55.38% |
avg refi rate | 6.39% | 3.50% | 2.96% | 3.26% | 4.11% | 4.50% | 4.06% | 3.84% | 4.04% |
% 15 year fixed refinance | 20.34% | 36.49% | 30.40% | 29.04% | 24.87% | 31.45% | 36.24% | 30.21% | 31.03% |
avg refi rate | 5.62% | 2.67% | 2.42% | 2.77% | 3.56% | 3.83% | 3.25% | 3.09% | 3.25% |
Avg credit score | 749.39 | 756.47 | 766.07 | 769.86 | 760.35 | 753.65 | 757.72 | 762.30 | 761.35 |
Avg LTV (loan to value) | 60.42% | 63.24% | 66.82% | 68.79% | 71.17% | 68.06% | 69.36% | 69.49% | 69.88% |
Avg DTI (debt to income) | 36.63 | 34.29 | 32.36 | 31.70 | 34.13 | 35.05 | 34.12 | 32.90 | 33.11 |
Avg refinance insurance % | 1.73% | 1.20% | 2.31% | 3.01% | 4.54% | 3.01% | 3.51% | 3.24% | 3.85% |
Best Refinance Brokers around Cicero, Illinois 60804
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cicero, Illinois 60804, we have compiled a list of top refinance brokers to assist you in the process.
Nancy Alfaro
Mortgage Loan Originator
6018 W CERMAK ROAD
Cicero, IL 60804
(773) 617-1256
Nancy.Alfaro@53.com
Peter Pappas
Mortgage Loan Specialist
3101 West 95Th Street
Evergreen Park, IL 60804
(708) 499-7450
anthony.contino@53.com
James Messinger
Sales Manager
5165-67 West 111th Street
Alsip, IL 60804
(708) 290-3145
jmessinger@goapmc.com
James Sullivan
Mortgage Loan Officer
5165 West 111th Street
Alsip, IL 60804
jamessullivan@goapmc.com
Address
6018 W CERMAK ROAD
Cicero, IL
Contact
(773) 617-1256
Fax (301) 639-0804
Nancy.Alfaro@53.com
Address
3101 West 95Th Street
Evergreen Park, IL
Contact
(708) 499-7450
Fax (301) 639-0804
anthony.contino@53.com
Address
5165-67 West 111th Street
Alsip, IL
Contact
(708) 290-3145
Fax (301) 639-0804
jmessinger@goapmc.com