Compare Today’s Refinance Rates for Dahlgren, Illinois 62828
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Dahlgren, Illinois 62828.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,892 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Dahlgren and other areas of Hamilton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Dahlgren, Illinois 62828
Become a certified mortgage expert on Pureloan.com
in Dahlgren, Illinois 62828
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Dahlgren, Illinois 62828
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dahlgren, IL 62828, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dahlgren, Illinois 62828 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dahlgren, Illinois and the surrounding Hamilton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 42.21% | 43.72% | 37.93% | 49.84% | 40.10% | 40.34% | 38.55% | 54.27% | |
| avg refi rate | 3.95% | 3.92% | 4.11% | 4.51% | 3.74% | 3.96% | 4.53% | 4.83% | |
| % 15 year fixed refinance | 37.19% | 30.42% | 33.70% | 30.10% | 35.17% | 34.69% | 40.15% | 33.94% | |
| avg refi rate | 3.20% | 3.12% | 3.21% | 3.54% | 2.98% | 3.24% | 3.78% | 4.21% | |
| Avg credit score | 759.66 | 761.43 | 758.70 | 754.77 | 766.58 | 769.75 | 766.48 | 768.91 | |
| Avg LTV (loan to value) | 74.79% | 74.63% | 74.45% | 75.36% | 70.82% | 69.70% | 67.56% | 68.97% | |
| Avg DTI (debt to income) | 31.52 | 31.20 | 31.34 | 31.75 | 30.35 | 29.70 | 30.58 | 29.93 | |
| Avg refinance insurance % | 5.49% | 5.82% | 5.34% | 5.41% | 3.79% | 2.79% | 2.12% | 2.04% |
Best Refinance Brokers around Dahlgren, Illinois 62828
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dahlgren, Illinois 62828, we have compiled a list of top refinance brokers to assist you in the process.
Matt Olszewski
Loan officer
520 S 42nd St
Mount Vernon, IL 62828
(800) 554-8969
mOlszewski@peoplesbankdirect.com
Mike Osenglewski
Loan officer
520 S 42nd St
Mount Vernon, IL 62828
(815) 936-7620
mosenglewski@peoplesbankdirect.com
Mimi Barnes
Loan officer
520 S 42nd St
Mount Vernon, IL 62828
(815) 936-7623
mbarnes@peoplesbankdirect.com
Sheila Burcham
Loan Officer
1425 E Mccord St
Centralia, IL 62828
(618) 249-6218
sburcham@communitytrustbk.com
Dax Garrison
Loan Officer
1425 E Mccord St
Centralia, IL 62828
(618) 249-6218
dgarrison@communitytrustbk.com
Address
520 S 42nd St
Mount Vernon, IL
Contact
(800) 554-8969
Fax (301) 639-0804
mOlszewski@peoplesbankdirect.com
Address
520 S 42nd St
Mount Vernon, IL
Contact
(815) 936-7620
Fax (301) 639-0804
mosenglewski@peoplesbankdirect.com
Address
520 S 42nd St
Mount Vernon, IL
Contact
(815) 936-7623
Fax (301) 639-0804
mbarnes@peoplesbankdirect.com