Compare Today’s Refinance Rates for De Land, Illinois 61839
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in De Land, Illinois 61839.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in De Land, Illinois 61839. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,393 or $9 per month in De Land and other parts of Piatt county.
Summary of Average Refinances in De Land, Illinois 61839
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Interactive Refinance Rate Projections for De Land, Illinois 61839
Pureloan has developed an interactive chart to monitor the five largest local lenders in De Land, IL 61839, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in De Land, Illinois 61839 from 2024 - 2016
The following historical data provides insights into refinancing trends in De Land, Illinois and the surrounding Piatt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 46.48% | 38.95% | 39.11% | 51.84% | 62.75% | 47.58% | 36.68% | 39.77% |
avg refi rate | 6.43% | 3.76% | 2.98% | 3.20% | 4.24% | 4.55% | 4.11% | 3.79% | 3.97% |
% 15 year fixed refinance | 5.26% | 42.61% | 41.58% | 40.96% | 34.36% | 27.45% | 38.29% | 48.49% | 44.32% |
avg refi rate | 6.50% | 2.81% | 2.40% | 2.63% | 3.55% | 3.84% | 3.26% | 2.95% | 3.07% |
Avg credit score | 742.84 | 777.14 | 762.58 | 766.15 | 751.47 | 746.37 | 752.87 | 754.41 | 759.78 |
Avg LTV (loan to value) | 63.00% | 65.68% | 67.49% | 70.61% | 70.17% | 73.75% | 71.90% | 72.44% | 73.51% |
Avg DTI (debt to income) | 31.32 | 32.20 | 31.42 | 30.69 | 32.02 | 33.93 | 32.35 | 31.75 | 31.77 |
Avg refinance insurance % | 0.63% | 2.18% | 2.54% | 3.32% | 3.53% | 4.31% | 4.20% | 4.14% | 4.63% |
Best Refinance Brokers around De Land, Illinois 61839
If you are considering refinancing your mortgage or obtaining a cash-out refinance in De Land, Illinois 61839, we have compiled a list of top refinance brokers to assist you in the process.
Jason Holdren
Mortgage Lender
201 W Main St
Urbana, IL 61839
(217) 365-4775
Jason.Holdren@busey.com
Chastity Rein
Mortgage Operations Manager
206 E University Ave
Urbana, IL 61839
(217) 278-7700
chastity.rein@uiecu.org
Joni Utnage
Mortgage Lender
2710 Philo Rd
Urbana, IL 61839
(217) 365-4934
joni.utnage@busey.com
Beth Geis
Mortgage Lender
100 W University Ave
Champaign, IL 61839
(217) 351-6544
beth.geis@busey.com
Brett Englehardt
Residential Mortgage Loan Officer & Branch Manager
1311 S Neil St
Champaign, IL 61839
(217) 356-2265
benglehardt@356bank.com
Address
201 W Main St
Urbana, IL
Contact
(217) 365-4775
Fax (301) 639-0804
Jason.Holdren@busey.com
Address
206 E University Ave
Urbana, IL
Contact
(217) 278-7700
Fax (301) 639-0804
chastity.rein@uiecu.org
Address
2710 Philo Rd
Urbana, IL
Contact
(217) 365-4934
Fax (301) 639-0804
joni.utnage@busey.com